Onslow County property record for 103 Lois Ct, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,089 sqft · built 2009 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $193,000 (Aug 2022) |
| Tax Bill | $1,100 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Mar 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35B-11 |
| Primary APN | 35B-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,089 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 488236000 |
|---|---|
| Street Address | 103 LOIS CT |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-8413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L11 S1 KINGSWOOD |
| Legal Subdivision | KINGSWOOD SEC 1 REVISED |
| Legal Lot Number | 11 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 303 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 LOIS CT, RICHLANDS, NC 28574-8413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2022 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Mar 29, 2021 | Intrafamily Transfer, Transfer |
| Jan 31, 2020 | Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on Record |
| Deed Sale | Aug 16, 2022 · Amount on Record |
| Prior Sale | Jan 31, 2020 · Amount on Record |
| Deed Book / Page | 5818 / 534 |
| Prior Transfer Date | Mar 29, 2021 |
| Prior Transfer Doc | 0054210260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 16, 2022 |
| Property Address | 103 LOIS CT, RICHLANDS, NC 28574-8413 |
| Document Number | 0058180534 |
| Book / Page | 5818 / 534 |
| Map Reference | MB 57 PG 81 |
| Instrument Date | Jan 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $386.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 LOIS CT, RICHLANDS, NC 28574-8413 |
| Investor | Possibly a Property Investor |
| Document Number | 0005818537 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 5818-537 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 29, 2021 |
| Property Address | 103 LOIS CT, RICHLANDS, NC 28574-8413 |
| Document Number | 0054210260 |
| Book / Page | 5421 / 260 |
| Map Reference | MB57PG81SLM-915 |
| Instrument Date | Mar 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 373 9 MILE RD, 373, MAPLE HILL, NC 28454-8642 |
| Name | Verified Name |
|---|---|
| Address | 103 LOIS CT, RICHLANDS, NC 28574-8413 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jan 31, 2020 |
| Property Address | 103 LOIS CT, RICHLANDS, NC 28574-8413 |
| Document Number | 0050980151 |
| Book / Page | 5098 / 151 |
| Map Reference | MB 57 SL 81 SL M-915 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 LOIS CT, RICHLANDS, NC 28574-8413 |
| Document Number | 0005098154 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 5098/154 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,100.00 | $226,260 (+34.69%) Land $58,500 Building $167,760 | $226,260 (+34.69%) Land $58,500 Building $167,760 |
| 2025 | $1,100.00 | $167,981 (-) Land $35,000 Building $132,981 | $167,981 (-) Land $35,000 Building $132,981 |
| 2023 | $1,100.00 | $167,981 Land $35,000 Building $132,981 | $167,981 Land $35,000 Building $132,981 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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