103 Locust St, Rio, WI 53960 Property Records

Columbia County property record for 103 Locust St, Rio, WI 53960

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · built 1977
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$78,112 (Apr 2023)
Tax Bill	$2,797 (2025)
Deeds & Mortgages	Apr 2023 Sale Jul 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11177-285.K5`

Property Details

APN / Parcel Number

Primary APN	`11177-285.K5`
Alternative APN	`2236162`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	103 LOCUST ST
City	RIO
State	WI
Zip	53960-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT S11 AC OF W15 AC OF SW1/4 NW1 /4, BEG C/L RIO ST & LOWVILLE RD, N693' E33' E80' TO POB; N132' E 85' S132' W85' POB.
Legal Range	11E
Legal Township	11N
Legal Section	06
Legal Subdivision	RIO
Jurisdiction	COLUMBIA WI
Township / Civil Division	RIO
Census Block Group	1
Census Block	1011
Census Tract	971000

Owner

Source: Columbia County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	N3981 COUNTY ROAD A, COLUMBUS, WI 53925-9788
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Personal Representative Deed, Transfer
Jul 15, 2020	Lease, Transfer
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU
Jul 11, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Jul 11, 2019 · Amount on Record
Deed Document Number	965019
Record Updated	Jun 8, 2026

April 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	COLUMBIA WI
Recording Date	Apr 12, 2023
Property Address	103 LOCUST ST, RIO, WI 53960-9601
Document Number	0000965019
Instrument Date	Mar 27, 2023
Instrument	965019
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	N3981 COUNTY ROAD A, COLUMBUS, WI 53925-9788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N3981 COUNTY ROAD A, COLUMBUS, WI 53925-9788

July 2020: Lease, Transfer

Document Type	Lease
Jurisdiction	COLUMBIA WI
Recording Date	Jul 15, 2020
Property Address	103 LOCUST ST, RIO, WI 53960-9601
Document Number	0000929140
Instrument Date	Jul 6, 2020
Instrument	929140
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	N3981 COUNTY ROAD A, N3981, COLUMBUS, WI 53925-9788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N3981 COUNTY ROAD A, COLUMBUS, WI 53925-9788

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA WI
Property Address	103 LOCUST ST, RIO, WI 53960-9601
Document Number	0000916626
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	N3981 COUNTY ROAD A COLUMBUS WI 539259788, COLUMBUS, WI 53925-9788

Mortgage

Document Number	0000916626
Date	Aug 12, 2019
Instrument	916626

Lender

Name	HEARTLAND CU
Type	Credit Union
Address	MADISON, WI 53718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA WI
Recording Date	Jul 11, 2019
Property Address	103 LOCUST ST, RIO, WI 53960-9601
Document Number	0000915521
Instrument Date	Jul 9, 2019
Instrument	915521
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	N3981 COUNTY ROAD A COLUMBUS WI 539259788, COLUMBUS, WI 53925-9788

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Columbia County
Municipality	Rio Village
Unified School District	Rio Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,797.00 (-0.82%)	$136,300 (-) Land $20,300 Building $116,000	$190,852 (+14.63%) Land $28,425 Building $162,427
2023	$2,820.00	$136,300 Land $20,300 Building $116,000	$166,499 Land $24,798 Building $141,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO WATERWORKS serves 1,095 people · EPA ID WI1110111
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Bertram Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust St

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