103 Locust Dr, Nyack, NY 10960 Property Records

Rockland County and Clarkstown Town property record for 103 Locust Dr, Nyack, NY 10960

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,615 sqft · built 1965
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Oct 2025)
Tax Bill	$18,549 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`392001 60.9-3-13`

Property Details

APN / Parcel Number

Primary APN	`392001 60.9-3-13`
Alternative APNs	`392001-060-009-0003-013-000-000` `200106000900030130000000` `150A35`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,615 sqft Living Area
Gross Area	3,338 sqft
1st Floor Area	1,562 sqft
Basement Area	1,053 sqft
Finished Basement	1,053 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	174 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	150A35
Street Address	103 LOCUST DR
City	NYACK
State	NY
Zip	10960-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	150-A-35
Legal Subdivision	HUDSON ESTATES INC
Legal Block	3
Legal Lot Number	13.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	CLARKSTOWN
Census Block Group	1
Census Block	1005
Census Tract	11000

Owner

Source: Rockland County and Clarkstown Town records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	160 N BROADWAY, NYACK, NY 10960-2027
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Oct 1, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 11, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Mar 22, 2018	Quit Claim Deed, Transfer JADE ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Dec 11, 2019 · Amount on Record
Deed Document Number	202530713
Prior Transfer Date	Mar 15, 2018
Prior Transfer Doc	0000008371
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	103 LOCUST DR, NYACK, NY 10960-1009
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011543
Date	Mar 22, 2022
Instrument	2022-00011543

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Oct 1, 2025
Property Address	103 LOCUST DR, NYACK, NY 10960-1009
Document Number	0000030713
Instrument Date	Sep 29, 2025
Instrument	2025-00030713
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	OYNY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 LOCUST DR, NYACK, NY 10960-1009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 N BROADWAY, NYACK, NY 10960-2027

Mortgage

Document Number	0000030714
Date	Oct 1, 2025
Instrument	2025-00030714

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

December 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Dec 11, 2019
Property Address	103 LOCUST DR, NYACK, NY 10960-1009
Document Number	0000036090
Instrument Date	Dec 6, 2019
Instrument	2019-00036090
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	NATIONAL GRANITE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LOCUST DR, NYACK, NY 10960-1009

Mortgage

Document Number	0000036091
Date	Dec 11, 2019
Instrument	2019-00036091

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKLAND NY
Recording Date	Mar 22, 2018
Property Address	103 LOCUST DR, NYACK, NY 10960-1009
Document Number	0000008371
Instrument Date	Mar 15, 2018
Instrument	8371
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	JADE ABSTRACT

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LOCUST DR NYACK NY 109601009, NYACK, NY 10960-1009

Tax Assessment & Valuation

Source: Rockland County and Clarkstown Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Clarkstown Town
Municipality	Upper Nyack Village
Unified School District	Nyack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$18,549.00 (-7.57%)	$144,000 (-) Land $55,900 Building $88,100	$144,000 (-) Land $55,900 Building $88,100
2023	$20,068.00	$144,000 Land $55,900 Building $88,100	$144,000 Land $55,900 Building $88,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	9 (1992–2012)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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