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103 Locust Ct, Naperville, IL 60540 Property Records

DuPage County property record for 103 Locust Ct, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,418 sqft · built 1973
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on Record
Last Sale$542,000 (May 2021)
Tax Bill$6,493 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Dec 2020 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-14-304-013

Property Details

APN / Parcel Number

Primary APN07-14-304-013

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,418 sqft Living Area
Gross Area3,607 sqft
1st Floor Area1,229 sqft
2nd Floor Area1,189 sqft
Basement Area1,189 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeFrame
Lot Area16,988 sqft (0.39 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address103 LOCUST CT
CityNAPERVILLE
StateIL
Zip60540-4017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionBRUSH HILL UNIT #2
Legal SubdivisionBRUSH HILL
Legal Lot Number110
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group4
Census Block4011
Census Tract846504

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 LOCUST CT, NAPERVILLE, IL 60540-4017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Dec 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 27, 2022Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 2, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 10, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2021 · Amount on Record
Deed SaleMay 17, 2021 · Amount on Record
Prior SaleNov 2, 2011 · Amount on Record
Deed Document Number202176607
Last Transfer DateDec 7, 2022
Transfer Doc0000110526
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMay 17, 2021
Property Address103 LOCUST CT, NAPERVILLE, IL 60540-4017
Document Number0000076607
Map ReferenceDOC R71-27177
Instrument DateMay 3, 2021
InstrumentR2021-076607
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$542.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 LOCUST CT, 103, NAPERVILLE, IL 60540-4017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address103 LOCUST CT, NAPERVILLE, IL 60540-4017

Mortgage

Document Number0000076608
DateMay 17, 2021
InstrumentR2021-076608
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate
Rate3.25%

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateDec 29, 2020
Property Address103 LOCUST CT, NAPERVILLE, IL 60540-4017
Document Number0000160742
Instrument DateDec 7, 2020
Instrument160742
Transaction TypeTransfer
Record UpdatedFeb 3, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 LOCUST CT AURORA IL 60504, AURORA, IL 60504

December 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionDU PAGE IL
Recording DateDec 27, 2022
Property Address103 LOCUST CT, NAPERVILLE, IL 60540-4017
Document Number0000110526
Map ReferenceDOC R71-27177
Instrument DateDec 7, 2020
InstrumentR2022-110526
Transaction TypeTransfer
Record UpdatedJan 11, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 LOCUST CT, NAPERVILLE, IL 60540-4017

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateNov 2, 2020
Property Address103 LOCUST CT, NAPERVILLE, IL 60540-4017
Document Number0000129187
Instrument DateOct 28, 2020
Instrument129187
Transaction TypeTransfer
Record UpdatedNov 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 LOCUST CT NAPERVILLE IL 605404017, NAPERVILLE, IL 60540-4017

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateDec 10, 2019
Property Address103 LOCUST CT, NAPERVILLE, IL 60540-4017
Document Number0000114564
Instrument DateNov 13, 2019
Instrument114564
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address103 LOCUST CT NAPERVILLE IL 605404017, NAPERVILLE, IL 60540-4017

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,493.00 (-34.97%)$119,375 (-26.22%) Land $77,515 Building $41,860$358,125 (-26.22%) Land $232,545 Building $125,580
2022$9,984.00 Homeowner's exemption$161,790 Land $59,830 Building $101,960$485,370 Land $179,490 Building $305,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		1,000 / 75
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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