103 Lloyd St, Salisbury, NC 28144 Property Records

Rowan County property record for 103 Lloyd St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,222 sqft · built 1925
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$104,000 (Oct 2022)
Tax Bill	$1,543 (2026)
Deeds & Mortgages	Oct 2022 Sale Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020 112A`

Property Details

APN / Parcel Number

Primary APN	`020 112A`
Alternative APN	`6346232`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Basement Area	574 sqft
Unfinished Basement	574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1990
Exterior Material	Brick
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	14 ft deep x 8.1 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	103 LLOYD ST
City	SALISBURY
State	NC
Zip	28144-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L4&PT3 BLK 2 MONROE ADDITION
Legal Subdivision	MONROE ADDITION
Legal Block	2
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1015
Census Tract	50400

Owner

103 Lloyd St is owned and occupied by two individuals who bought it in October 2022.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 LLOYD ST, SALISBURY, NC 28144-4040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer
Mar 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage VISIO FINANCIAL SERVICES INC
Dec 14, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Dec 6, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	Aug 7, 1997 · Amount on File
Deed Book / Page	1411 / 675
Prior Transfer Date	Dec 6, 2018
Prior Transfer Doc	0013190886
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 11, 2022
Property Address	103 LLOYD ST, SALISBURY, NC 28144-4040
Document Number	0014110675
Book / Page	1411 / 675
Map Reference	MB 9995 PG 62
Instrument Date	Oct 11, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Tax	$208.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19701 BETHEL CHURCH RD, 19701, CORNELIUS, NC 28031-4072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 S FULTON ST, SALISBURY, NC 28144-4832

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	103 LLOYD ST, SALISBURY, NC 28144-4040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013240603
Date	Mar 18, 2019
Book Page	1324/0603

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Lending Institution
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 14, 2018
Property Address	103 LLOYD ST, SALISBURY, NC 28144-4040
Document Number	0013200260
Book / Page	001320 / 000260
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	103 LLOYD ST SALISBURY NC 281444040, SALISBURY, NC 28144-4040

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 6, 2018
Property Address	103 LLOYD ST, SALISBURY, NC 28144-4040
Document Number	0013190886
Book / Page	001319 / 000886
Instrument Date	Dec 6, 2018
Transaction Type	Transfer
Record Updated	Dec 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 LLOYD ST SALISBURY NC 281444040, SALISBURY, NC 28144-4040

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 25, 2017
Property Address	103 LLOYD ST, SALISBURY, NC 28144-4040
Document Number	0012950472
Book / Page	001295 / 000472
Instrument Date	Jun 26, 2017
Transaction Type	Transfer
Record Updated	Sep 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 LLOYD ST SALISBURY NC 281444040, SALISBURY, NC 28144-4040

Tax Assessment & Valuation

The 2026 property tax bill for 103 Lloyd St was $1,543.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,543.00	$129,078 (-) Land $21,433 Building $107,645	$129,078 Land $21,433 Building $107,645
2025	$1,543.00	$129,078 Land $21,433 Building $107,645
2023	$1,543.00	$129,078 Land $21,433 Building $107,645	$129,078 Land $21,433 Building $107,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Lloyd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2005–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Lloyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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