Hyde County property record for 103 Live Oak Rd, Ocracoke, NC 27960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,166 sqft · built 2003 |
| Lot Size | 0.188 acres (8,190 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $288,000 (Aug 2003) |
| Tax Bill | $4,003 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 9500088237 |
| Primary APN | 9500088237 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,166 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,190 sqft (0.188 acres) |
| Porch | Patio |
| Porch Area | 130 sqft |
| Deck Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | 9500088237 |
|---|---|
| Street Address | 103 LIVE OAK |
| City | SWANQUARTER |
| State | NC |
| Zip | 27885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTUR |
| Legal Description | LOT # 2H. WAYNE CLARK |
| Legal Lot Number | 2 |
| Jurisdiction | HYDE NC |
| Township / Civil Division | OCRACOKE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 920101 |
103 Live Oak Rd is owned by two individuals who bought it in August 2003.
Source: Hyde County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2216 E 5TH ST, CHARLOTTE, NC 28204-3306 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2003 · Amount on File |
| Deed Sale | Aug 29, 2003 · Amount on File |
| Deed Book / Page | \N |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 103 Live Oak Rd was $4,003.
Source: Hyde County assessment roll, as of June 26, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hyde County |
| Unified School District | Hyde County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,003.00 | $425,814 Land $217,600 Building $208,214 | $425,814 Land $217,600 Building $208,214 |
| 2023 | $2,161.00 | $199,121 Land $86,250 Building $112,871 | $199,121 Land $86,250 Building $112,871 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Live Oak Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 631 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 672 units insured incl. 41 condo units |
| Nearby Flood Claims | 382 (1999–2023) |
| Claims Outside the SFHA | 11 of 382 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Live Oak Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Ocracoke Cable TV Cable | 10 / 1 |
May also be available: Brightspeed.
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