103 Ledge Dr, Winsted, CT 06098 Property Records

Winchester Town property record for 103 Ledge Dr, Winsted, CT 06098

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,732 sqft · built 1988
Lot Size	14.3 acres (622,908 sqft)
Owner	Individual Name on Record
Last Sale	$282,775 (Apr 2016)
Tax Bill	$8,247 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Refinance + 2 more
APN	`WINC M:017 B:150 L:041-2`

Property Details

APN / Parcel Number

Primary APN	`WINC M:017 B:150 L:041-2`
Alternative APNs	`WSTR M:017 B:150 L:041-2` `M:017 B:150 L:041=2` `5297`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,732 sqft Living Area
Gross Area	8,604 sqft
1st Floor Area	1,858 sqft
Attic	Attic
Attic Area	864 sqft
Basement Area	1,858 sqft
Unfinished Basement	1,858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	622,908 sqft (14.3 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5297
Street Address	103 LEDGE DR
City	WINSTED
State	CT
Zip	06098-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	150
Legal Lot Number	41-2
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1002
Census Tract	320102

Owner

Source: Winchester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 LEDGE DR, WINSTED, CT 06098-4128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage MANUFACTURERS & TRADERS TRUST CO
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
May 28, 2019	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK
Dec 16, 2017	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2016 · Amount on Record
Deed Sale	Apr 25, 2016 · Amount on Record
Prior Sale	Nov 17, 2010 · Amount on Record
Deed Document Number	201660407
Deed Book / Page	427 / 1172
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	103 LEDGE DR, WINSTED, CT 06098-4128
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000493-333
Date	Oct 16, 2025
Book Page	493/333

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	103 LEDGE DR, WINSTED, CT 06098-4128
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000464-725
Date	Sep 27, 2021
Book Page	464/725

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	103 LEDGE DR, WINSTED, CT 06098-4128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	445-1036
Date	May 28, 2019
Book Page	445/1036

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2029

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Property Address	103 LEDGE DR, WINSTED, CT 06098-4128
Document Number	437-193
Book / Page	000437 / 000193
Instrument Date	Dec 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 LEDGE DR WINSTED CT 060984128, WINSTED, CT 06098-4128

Mortgage

Document Number	437-193
Date	Jan 2, 2018
Book Page	000437/000193
Instrument	71746

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,247.00	$282,730 (-) Land $66,500 Building $216,230	$197,911 Land $46,550 Building $151,361
2024	$8,247.00 (+10.53%)
2023	$7,461.00 (+3.99%)	$282,730 (+32.17%) Land $66,500 Building $216,230
2022	$7,175.00	$213,920 Land $52,920 Building $161,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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