Middlesex County and Pepperell Town property record for 103 Lawrence St, Pepperell, MA 01463
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 1985 |
| Lot Size | 6.02 acres (262,519 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $117,800 (Oct 1985) |
| Tax Bill | $7,578 (2026) |
| Deeds & Mortgages | Mar 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | PEPP M:0002 B:0045 L:00000 |
| Primary APN | PEPP M:0002 B:0045 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 2,568 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 262,519 sqft (6.02 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 103 LAWRENCE ST |
|---|---|
| City | PEPPERELL |
| State | MA |
| Zip | 01463-1030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Block | 45 |
| Jurisdiction | PEPPERELL MA |
| Township / Civil Division | PEPPERELL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 327101 |
103 Lawrence St is owner-occupied and held in a trust since May 2024.
Source: Middlesex County and Pepperell Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 103 LAWRENCE ST, PEPPERELL, MA 01463-1030 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1985 · Amount on File |
| Deed Sale | Oct 1, 1985 · Amount on File |
| Last Transfer Date | May 8, 2024 |
| Transfer Doc | 082797-285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEPPERELL MA |
| Property Address | 103 LAWRENCE ST, PEPPERELL, MA 01463-1030 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 082596-230 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 82596/230 |
| Instrument | 28853 |
| Name | LOGIX FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2039 |
The 2026 property tax bill for 103 Lawrence St was $7,578, up 24% from the year before.
Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Pepperell Town |
| Unified School District | North Middlesex School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,578.00 (+24.05%) | $549,900 (+31.68%) Land $169,800 Building $380,100 | $534,375 (-) |
| 2025 | $6,109.00 (+9.3%) | $417,600 (+7.21%) Land $169,600 Building $248,000 | $534,375 (+4.28%) |
| 2024 | $5,589.00 (+5.29%) | $389,500 (+11.1%) Land $153,500 Building $236,000 | $512,430 |
| 2023 | $5,308.00 | $350,600 Land $129,500 Building $221,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Lawrence St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Lawrence St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 99.3% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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