Calhoun County property record for 103 Lawrence Dr, Derma, MS 38839
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 875 sqft · built 1957 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Company Name on File |
| Tax Bill | $515 (2025) |
| Deeds & Mortgages | Aug 2026 Sale May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1605030890015 |
| Primary APN | 1605030890015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 875 sqft Adjusted Area |
| 1st Floor Area | 850 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Built-Up Asphalt |
| Lot Area | 52,272 sqft (1.2 acres) |
| Street Address | 103 LAWRENCE DR |
|---|---|
| City | DERMA |
| State | MS |
| Zip | 38839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 35 WELLS ADD DERMA |
| Legal Range | 01W |
| Legal Township | 14 |
| Legal Section | 15 |
| Legal Subdivision | WELLS ADD |
| Legal Block | 35 |
| Jurisdiction | CALHOUN MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950500 |
103 Lawrence Dr is owned by a company that acquired it in August 2026.
Source: Calhoun County records, as of August 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 667, CALHOUN CITY, MS 38916-0667 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CLAYTON BANK |
| May 12, 2026 | Warranty Deed, Transfer · Seller Carry-Back CLAXTON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2026 |
| Deed Sale | Aug 17, 2026 |
| Prior Sale | May 12, 2026 · Amount on File |
| Deed Document Number | 20261826 |
| Deed Book / Page | 296 / 468 |
| Prior Transfer Date | Aug 13, 2024 |
| Prior Transfer Doc | 0000001878 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MS |
| Recording Date | Aug 17, 2026 |
| Property Address | 103 LAWRENCE DR, DERMA, MS 38839 |
| Document Number | 0000001826 |
| Book / Page | 296 / 468 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 20261826 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MS |
| Recording Date | May 12, 2026 |
| Property Address | 103 LAWRENCE DR, DERMA, MS 38839 |
| Document Number | 0000000962 |
| Book / Page | 475 / 341 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026962 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 155 CHRESTMAN CIR, CALHOUN CITY, MS 38916-9101 |
| Document Number | 0000000962, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 475/341 |
| Instrument | 2026962 |
| Name | CLAYTON BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MS |
| Recording Date | May 12, 2026 |
| Property Address | 103 LAWRENCE DR, DERMA, MS 38839 |
| Document Number | 0000000961 |
| Book / Page | 295 / 287 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026961 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 155 CHRESTMAN CIR, CALHOUN CITY, MS 38916-9101 |
| Document Number | 0000000962, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 475/341 |
| Instrument | 2026962 |
| Name | CLAXTON BANK |
|---|---|
| Special Notes | Seller Financed |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 103 Lawrence Dr was $515.
Source: Calhoun County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Calhoun County |
| Municipality | Derma Town |
| Unified School District | Calhoun County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $515.00 | $3,967 Land $1,800 Building $2,167 | $26,447 Land $12,000 Building $14,447 |
| 2023 | $472.00 | $3,967 Land $1,800 Building $2,167 | $26,447 Land $12,000 Building $14,447 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Lawrence Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Lawrence Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DERMA serves 957 people · EPA ID MS0070006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NT Spark Fiber | 1,000 / 1,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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