103 Laurel St, Vacaville, CA 95688 Property Records

Solano County property record for 103 Laurel St, Vacaville, CA 95688

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,359 sqft · built 1948
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Aug 2020)
Tax Bill	$5,319 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0130-331-040`

Property Details

APN / Parcel Number

Primary APN	`0130-331-040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,359 sqft Living Area
1st Floor Area	1,040 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Garage Area	1,948 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 LAUREL ST
City	VACAVILLE
State	CA
Zip	95688-6930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VACA VALLEY VILLAGE SUB BK-BG 10-36 LOT 47
Legal Subdivision	VACA VALLEY VILLAGE
Legal Lot Number	47
Jurisdiction	SOLANO CA
Township / Civil Division	VACAVILLE
Census Block Group	2
Census Block	2021
Census Tract	253101

Owner

103 Laurel St is owned and occupied by two individuals who bought it in August 2020.

Source: Solano County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 LAUREL ST, VACAVILLE, CA 95688-6930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 25, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Apr 3, 2015 · Amount on File
Deed Document Number	202071613
Prior Transfer Date	Jan 13, 2010
Prior Transfer Doc	0000006770
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	103 LAUREL ST, VACAVILLE, CA 95688-6930
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LAUREL ST, VACAVILLE, CA 95688-6930
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041098
Date	Sep 22, 2023
Instrument	202300041098

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 20, 2033

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	103 LAUREL ST, VACAVILLE, CA 95688-6930
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LAUREL ST, VACAVILLE, CA 95688-6930

Mortgage

Document Number	0000116394
Date	Nov 5, 2021
Instrument	202100116394

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Aug 25, 2020
Property Address	103 LAUREL ST, VACAVILLE, CA 95688-6930
Document Number	0000071613
Map Reference	MB 10 PG 36
Instrument Date	Aug 14, 2020
Instrument	202000071613
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	403 LAUREL STREET, VACAVILLE, CA 95688
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071614
Date	Aug 25, 2020
Instrument	202000071614

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 103 Laurel St was $5,319, up 9.6% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Solano County
Municipality	Vacaville City
Unified School District	Vacaville Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,037 (+2%) Land $110,406 Building $362,631
2025	$5,319.00 (+9.56%)	$463,763 Land $108,242 Building $355,521
2024	$4,855.00 (+2.4%)
2023	$4,741.00 (+2.66%)	$405,756 Land $104,040 Building $301,716	$447,840
2022	$4,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Laurel St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2002)
Most Recent Claim	Dec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Laurel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VACAVILLE serves 99,650 people · EPA ID CA4810008
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, GeoLinks, unWired Broadband.

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