Effingham County property record for 103 Laurel Point Dr, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,087 sqft · built 2007 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $103,500 (Jul 2015) |
| Tax Bill | $3,614 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S1280-013-000 |
| Primary APN | S1280-013-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,087 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 299 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27278 |
|---|---|
| Street Address | 103 LAUREL POINT DR |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-6022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | .17 AC LOT 13 (OUT S127-2) |
| Legal Subdivision | LAUREL POINTE |
| Legal Lot Number | 13 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 30205 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 620 WHITE ST, KEY WEST, FL 33040-7153 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Line of Credit LIMA ONE CAPITAL |
| Jan 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL CUSTOM MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2015 · Amount on Record |
| Deed Sale | Jul 20, 2015 · Amount on Record |
| Prior Sale | Jul 20, 2007 · Amount on Record |
| Deed Document Number | 20151801 |
| Deed Book / Page | 2302 / 865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 LAUREL POINT DR, SPRINGFIELD, GA 31329-6022 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 103 LAUREL POINTE DR |
| Document Number | 0000002875/0000000007 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 0000002875/0000000007 |
| Name | LIMA ONE CAPITAL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 LAUREL POINT DR, SPRINGFIELD, GA 31329-6022 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 103 LAUREL POINTE DR |
| Document Number | 0000002888/0000000632 |
|---|---|
| Date | Jan 3, 2024 |
| Book Page | 0000002888/0000000632 |
| Name | COASTAL CUSTOM MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Springfield City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,329 (-) Land $22,800 Building $76,529 | $248,323 (-) Land $57,000 Building $191,323 | |
| 2025 | $3,614.00 (+24.02%) | $99,329 (+17.15%) Land $22,800 Building $76,529 | $248,323 (+17.15%) Land $57,000 Building $191,323 |
| 2024 | $2,914.00 (+36.68%) | $84,787 (+43.92%) Land $22,800 Building $61,987 | $211,967 (+43.92%) Land $57,000 Building $154,967 |
| 2022 | $2,132.00 | $58,914 Land $16,000 Building $42,914 | $147,284 Land $40,000 Building $107,284 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD serves 3,100 people · EPA ID GA1030002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Planters Rural Telephone Cooperative.
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