103 Laurel Ln, Guyton, GA 31312 Property Records

Effingham County property record for 103 Laurel Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,728 sqft · built 2016
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$378,000 (Mar 2025)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0374C-002-000`

Property Details

APN / Parcel Number

Primary APN	`0374C-002-000`
Alternative APNs	`0374C002` `9493`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,728 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9493
Street Address	103 LAUREL LN
City	GUYTON
State	GA
Zip	31312-5988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.43 AC LOT 2 (OUT 374-41)
Legal Subdivision	LAUREL MILL
Legal Lot Number	2
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1000
Census Tract	30404

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 LAUREL LN, GUYTON, GA 31312-5988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2017	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
Jul 1, 2019	Deed of Trust, Mortgage MORTGAGE RESEARCH CENTER
Dec 1, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2025 · Amount on Record
Deed Sale	Mar 19, 2025 · Amount on Record
Prior Sale	Jan 20, 2017 · Amount on Record
Deed Book / Page	2962 / 412
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	103 LAUREL LN, GUYTON, GA 31312-5988
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002386/912
Date	Jan 24, 2017
Book Page	2386/912
Instrument	000600

Lender

Name	MORTGAGE RESEARCH CENTER
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	103 LAUREL LN, GUYTON, GA 31312-5988
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LAUREL LN, GUYTON, GA 31312-5988

Mortgage

Document Number	0000002532/0000000872
Date	Jul 1, 2019
Book Page	0000002532/0000000872
Instrument	005490

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	103 LAUREL LN, GUYTON, GA 31312-5988
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LAUREL LN, GUYTON, GA 31312-5988

Mortgage

Document Number	0000002746/0000000061
Date	Dec 1, 2021
Book Page	0000002746/0000000061
Instrument	014406

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,075 (+10.78%) Land $22,800 Building $118,275	$352,687 (+10.78%) Land $57,000 Building $295,687
2025	$3,030.00 (+8.6%) Homeowner's exemption	$127,342 (-12.25%) Land $22,800 Building $104,542	$318,355 (-12.25%) Land $57,000 Building $261,355
2024	$2,790.00 (+32.48%) Homeowner's exemption	$145,120 (+3.01%) Land $22,800 Building $122,320	$362,799 (+3.01%) Land $57,000 Building $305,799
2023	$2,106.00 (-19.09%) Homeowner's exemption	$140,877 (+18.53%) Land $20,800 Building $120,077	$352,192 (+18.53%) Land $52,000 Building $300,192
2022	$2,603.00 Homeowner's exemption	$118,855 Land $16,000 Building $102,855	$297,138 Land $40,000 Building $257,138

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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