103 Laurel Ct, Williamsburg, VA 23185 Property Records

James City County property record for 103 Laurel Ct, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,500 sqft · built 1966
Lot Size	0.221 acres (9,627 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,000 (May 2026)
Tax Bill	$694 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-1 06-0-0161`

Property Details

APN / Parcel Number

Primary APN	`48-1 06-0-0161`
Alternative APN	`2819`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	9,627 sqft (0.221 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2819
Street Address	103 LAUREL CT
City	WILLIAMSBURG
State	VA
Zip	23185-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-161 MARLBORO
Legal Subdivision	BIRCHWOOD PARK AND MARLBORO
Legal Lot Number	161
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	2
Census Block	2003
Census Tract	80203

Owner

Source: James City County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 LAUREL CT, WILLIAMSBURG, VA 23185-3817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPANY
May 15, 2026	Deed, Transfer · Conventional Mortgage M SQUARED FINANCIAL LLC
Mar 25, 2021	Intrafamily Transfer, Transfer
Jan 21, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 21, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Aug 21, 2019 · Amount on Record
Deed Document Number	20265809
Prior Transfer Date	Mar 23, 2021
Prior Transfer Doc	0000005736
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 1, 2026
Property Address	103 LAUREL CT, WILLIAMSBURG, VA 23185-3817
Document Number	0000006592
Instrument Date	May 29, 2026
Instrument	20266592
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LAUREL CT, WILLIAMSBURG, VA 23185-3817

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 15, 2026
Property Address	103 LAUREL CT, WILLIAMSBURG, VA 23185-3817
Document Number	0000005809
Instrument Date	May 8, 2026
Instrument	2026.5809
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,744.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 LAUREL CT, WILLIAMSBURG, VA 23185-3817

Mortgage

Document Number	0000005810,
Date	May 15, 2026
Instrument	2026..5810

Lender

Name	M SQUARED FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Mar 25, 2021
Property Address	103 LAUREL CT, WILLIAMSBURG, VA 23185-3817
Document Number	0210005736
Instrument Date	Mar 23, 2021
Instrument	210005736
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LAUREL CT, WILLIAMSBURG, VA 23185-3817

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 21, 2021
Property Address	103 LAUREL CT, WILLIAMSBURG, VA 23185-3817
Document Number	0000001297
Instrument Date	Jan 15, 2021
Instrument	1297
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LAUREL CT WILLIAMSBURG VA 231853817, WILLIAMSBURG, VA 23185-3817

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 21, 2019
Property Address	103 LAUREL CT, WILLIAMSBURG, VA 23185-3817
Document Number	0000011975
Instrument Date	Aug 16, 2019
Instrument	11975
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LAUREL CT WILLIAMSBURG VA 231853817, WILLIAMSBURG, VA 23185-3817

Mortgage

Document Number	11978
Date	Aug 21, 2019
Instrument	11978

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$694.00 (-10.8%)	$233,700 (+8.6%) Land $60,000 Building $173,700	$233,700 (+8.6%) Land $60,000 Building $173,700
2023		$215,200 Land $60,000 Building $155,200	$215,200 Land $60,000 Building $155,200
2022	$778.00 (-52.24%)
2019	$1,629.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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