Flagler County property record for 103 Lakeside Ct, Bunnell, FL 32110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,745 sqft · built 2019 |
| Lot Size | 0.129 acres (5,641 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Nov 2023) |
| Tax Bill | $4,395 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-12-30-2975-00000-1080 |
| Primary APN | 03-12-30-2975-00000-1080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,745 sqft Heated Area |
| Gross Area | 2,320 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,641 sqft (0.129 acres) |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 103 LAKESIDE CT |
|---|---|
| City | BUNNELL |
| State | FL |
| Zip | 32110-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAND RESERVE & GOLF CLUB,RPUD UNIT 1 MB 36 PG 100 LOT 108 OR 1833/825 OR 2197/1402 OR 2338/1282 |
| Legal Range | 30E |
| Legal Township | 12S |
| Legal Section | 03 |
| Legal Subdivision | GRAND RESERVE & GOLF CLUB |
| Legal Lot Number | 108 |
| Legal Unit | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 60218 |
103 Lakeside Ct is owned and occupied by an individual who bought it in November 2023.
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 103 LAKESIDE CT, BUNNELL, FL 32110-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Mar 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Mar 1, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Aug 28, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 7, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on File |
| Deed Sale | Nov 21, 2023 · Amount on File |
| Prior Sale | Mar 1, 2019 · Amount on File |
| Deed Document Number | 2023050668 |
| Deed Book / Page | 2828 / 1090 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 21, 2023 |
| Property Address | 103 LAKESIDE CT, BUNNELL, FL 32110-3413 |
| Document Number | 0028281090 |
| Book / Page | 2828 / 1090 |
| Map Reference | MB 36 PG 100-104 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 2023050668 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Title Company | COAST TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 JUNIPER RD, HOLLISTON, MA 01746-1587 |
| Name | Verified Name |
|---|---|
| Address | 103 LAKESIDE CT, BUNNELL, FL 32110-3413 |
| Investor | Possibly a Property Investor |
| Document Number | 0028281092 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 2828/1092 |
| Instrument | 2023050669 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 103 LAKESIDE CT, BUNNELL, FL 32110-3413 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024241139 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 2424/1139 |
| Instrument | 2020008620 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 1, 2019 |
| Property Address | 103 LAKESIDE CT, BUNNELL, FL 32110-3413 |
| Document Number | 0023381282 |
| Book / Page | 2338 / 1282 |
| Map Reference | MB 36 PG 100-104 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 2019007233 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 103 LAKESIDE CT, BUNNELL, FL 32110-3413 |
| Document Number | 2019007234 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 2019007234 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 28, 2018 |
| Property Address | 103 LAKESIDE CT, BUNNELL, FL 32110-3413 |
| Document Number | 0023021258 |
| Book / Page | 002302 / 001258 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 32749 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 7, 2017 |
| Property Address | 103 LAKESIDE CT, BUNNELL, FL 32110-3413 |
| Document Number | 0021971402 |
| Book / Page | 002197 / 001402 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 12319 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $875.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 103 Lakeside Ct was $4,395 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Bunnell City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,395.00 Homeowner's exemption | $244,107 | $255,906 Land $43,500 Building $212,406 |
| 2023 | $3,892.00 (+7.54%) Homeowner's exemption Widower's exemption Additional exemption filed | $156,959 (+3%) | $271,783 (+2.75%) Land $43,500 Building $228,283 |
| 2022 | $3,619.00 Homeowner's exemption Widower's exemption Additional exemption filed | $152,387 | $264,516 Land $43,500 Building $221,016 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Lakeside Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Lakeside Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUNNELL WATER PLANT serves 3,507 people · EPA ID FL2180134 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures