103 Lakeshore Dr, Oneonta, AL 35121 Property Records

Blount County property record for 103 Lakeshore Dr, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,272 sqft · built 1956
Lot Size	1.37 acres (59,497 sqft)
Owner	2 Individual Names on Record
Tax Bill	$467 (2026)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-05-22-0-001-105`

Property Details

APN / Parcel Number

Primary APN	`19-05-22-0-001-105`
Alternative APNs	`030281` `30281` `36959`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	59,497 sqft (1.37 acres)
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	36959
Street Address	103 LAKESHORE DR
City	ONEONTA
State	AL
Zip	35121-8546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1, 2 & 3 LESS 15' EVENLY OFF W END LOT 3 IN BLOCK F HIGHLAND LAKE SECTOR 1; COM NW COR LOT 3 NE 15 TO POB NE 407 TO CTR
Legal Range	02E
Legal Township	13S
Legal Section	22
Legal Subdivision	HIGHLAND LAKE
Legal Block	F
Legal Lot Number	1-3
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2035
Census Tract	50107

Owner

Source: Blount County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 LAKESHORE DR, ONEONTA, AL 35121-8546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	103 LAKESHORE DR, ONEONTA, AL 35121-8546
Transaction Type	Mortgage
Record Updated	Oct 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0201725193
Date	Oct 2, 2017
Book Page	2017/25193

Lender

Name	REGIONS BANK
Type	Bank
Address	ONEONTA, AL 35121

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Sep 13, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Highland Lake Town
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$467.00 (+7.85%) Homeowner's exemption
2025	$433.00	$10,920 (-)	$109,100 (-) Land $23,300 Building $85,800
2024	$433.00 (-8.46%) Homeowner's exemption	$10,920 (-7.46%) Land $2,200 Building $8,720	$109,100 (-7.56%) Land $22,000 Building $87,100
2023	$473.00 Homeowner's exemption	$11,800 (-) Land $3,000 Building $8,800	$118,020 (-) Land $30,000 Building $88,020
2022	$473.00 Homeowner's exemption	$11,800 Land $3,000 Building $8,800	$118,020 Land $30,000 Building $88,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lakeshore Dr

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