Camden County property record for 103 Lake Rd, Camdenton, MO 65020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,658 sqft · built 1955 |
| Lot Size | 0.432 acres (18,818 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,283 (Mar 2025) |
| Tax Bill | $681 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13 7.0 25.0 002.0 005 002.000 |
| Primary APN | 13 7.0 25.0 002.0 005 002.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,658 sqft Gross Area |
| 1st Floor Area | 1,658 sqft |
| Basement Area | 414 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 18,818 sqft (0.432 acres) |
| Lot Dimensions | 195 ft deep x 200 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,434 sqft |
| Parking Spaces | 7 Parking Spaces |
| Street Address | 103 LAKE RD |
|---|---|
| City | CAMDENTON |
| State | MO |
| Zip | 65020-9036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT TR 12 |
| Legal Range | 17W |
| Legal Township | 38N |
| Legal Section | 25 |
| Legal Subdivision | LAKE DRIVE ADD |
| Legal Tract | 12 |
| Jurisdiction | CAMDEN MO |
| Township / Civil Division | NIANGUA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950500 |
103 Lake Rd is owned by an individual who bought it in March 2025.
Source: Camden County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 151 PALM GARDENS DR, CAMDENTON, MO 65020-4584 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INSURANCE AGENCY |
| Mar 5, 2025 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Jul 26, 2024 | Warranty Deed, Transfer · Line of Credit BANK OF ODESSA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2025 · Amount on File |
| Deed Sale | Mar 5, 2025 · Amount on File |
| Prior Sale | Jan 17, 2025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Recording Date | Aug 11, 2026 |
| Property Address | 103 LAKE RD, CAMDENTON, MO 65020-9036 |
| Document Number | 0360000520 |
| Book / Page | 360 / 520 |
| Instrument Date | Jun 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INSURANCE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 103 LAKE RD, CAMDENTON, MO 65020-9036 |
| Document Number | 0360000520, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 360/520 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Apr 1, 2055 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMDEN MO |
| Recording Date | Mar 5, 2025 |
| Property Address | 103 LAKE RD, CAMDENTON, MO 65020-9036 |
| Document Number | 000909/662 |
| Book / Page | 909 / 662 |
| Instrument Date | Mar 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | UNKNOWN, ARROWHEAD TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 151 PALM GARDENS DR, CAMDENTON, MO 65020-4584 |
| Document Number | 0000354701 |
|---|---|
| Date | Mar 5, 2025 |
| Instrument | 354/701 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMDEN MO |
| Recording Date | Jul 26, 2024 |
| Property Address | 103 LAKE RD, CAMDENTON, MO 65020-9036 |
| Document Number | 000901/751 |
| Book / Page | 901 / 751 |
| Instrument Date | Jul 24, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 LAKE RD, CAMDENTON, MO 65020-9036 |
| Name | Verified Name |
|---|---|
| Address | 601 NW JEFFERSON ST, BLUE SPRINGS, MO 64014-2290 |
| Document Number | 0000352733 |
|---|---|
| Date | Jul 26, 2024 |
| Instrument | 352///733 |
| Name | BANK OF ODESSA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 103 Lake Rd was $681.
Source: Camden County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Camden County |
| Municipality | Camdenton City |
| Unified School District | Camdenton R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $681.00 | $17,990 | $94,684 |
| 2023 | $19,800 (-) | $104,211 (-) | |
| 2022 | $732.00 | $19,800 | $104,211 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 103 Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Lake Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMDENTON PWS serves 3,960 people · EPA ID MO3010130 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Splash Wireless Internet Fixed Wireless | 200 / 25 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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