103 Lake Dr, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 103 Lake Dr, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,312 sqft · built 1950
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Sep 2017)
Tax Bill	$9,899 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-00249-0000-00092`

Property Details

APN / Parcel Number

Primary APN	`04-00249-0000-00092`
Alternative APN	`040024900092`

Interior

Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	7,667 sqft (0.176 acres)

Location & Zoning

Street Address	103 LAKE DR
City	STANHOPE
State	NJ
Zip	07874-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	249
Legal Lot Number	92
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2020
Census Tract	374300

Owner

Source: Sussex County and Byram Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	103 LAKE DR, STANHOPE, NJ 07874-3007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Sep 18, 2017	Grant Deed, Transfer ACRES LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Prior Sale	Dec 16, 2016 · Amount on Record
Deed Document Number	201710194120
Deed Book / Page	3445 / 245
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	103 LAKE DR, STANHOPE, NJ 07874-3007
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LAKE DR, STANHOPE, NJ 07874-3007

Mortgage

Document Number	0098460273
Date	Sep 1, 2020
Book Page	9846/273
Instrument	20200901010178900

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 18, 2017
Property Address	103 LAKE DR, STANHOPE, NJ 07874-3007
Document Number	0034450245
Book / Page	003445 / 000245
Instrument Date	Jul 31, 2017
Instrument	194120
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 LACKAWANNA DR STANHOPE NJ 078743116, STANHOPE, NJ 07874-3116

Tax Assessment & Valuation

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,300 (-) Land $149,100 Building $97,200	$246,300 (-) Land $149,100 Building $97,200
2025	$9,899.00 (+4.94%)	$246,300 (-) Land $149,100 Building $97,200	$246,300 (-) Land $149,100 Building $97,200
2024	$9,433.00 (+4.65%)
2023		$246,300 (-) Land $149,100 Building $97,200	$246,300 (-) Land $149,100 Building $97,200
2022	$9,014.00 (+1.55%)	$246,300 Land $149,100 Building $97,200	$246,300 Land $149,100 Building $97,200
2021	$8,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1981–2011)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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