103 Labans Ln, Lincolnton, NC 28092 Property Records

Lincoln County property record for 103 Labans Ln, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,297 sqft · built 1956
Lot Size	1.11 acres (48,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Apr 2021)
Tax Bill	$5,101 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3633-42-8454`

Property Details

APN / Parcel Number

Primary APN	`3633-42-8454`
Alternative APNs	`363318428454` `122239` `17521`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,297 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	48,526 sqft (1.11 acres)
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	122239
Street Address	103 LABANS LN
City	LINCOLNTON
State	NC
Zip	28092-8768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	#22A FOREST HILLS
Legal Subdivision	FOREST HILLS
Legal Block	A
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	1
Census Block	1018
Census Tract	70300

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 LABANS LN, LINCOLNTON, NC 28092-8768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Deed Document Number	2021629477
Deed Book / Page	3031 / 624
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 16, 2021
Property Address	103 LABANS LN, LINCOLNTON, NC 28092-8768
Document Number	3031624
Book / Page	3031 / 624
Map Reference	MB A PG 217
Instrument Date	Apr 16, 2021
Instrument	629477
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	EXECUTIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2891 LANDERS CHURCH RD, 2891, LINCOLNTON, NC 28092-6931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LABANS LN, LINCOLNTON, NC 28092-8768

Mortgage

Document Number	629478
Date	Apr 16, 2021
Instrument	629478

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	103 LABANS LN, LINCOLNTON, NC 28092-8768
Document Number	2877372
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LABANS LN LINCOLNTON NC 280928768, LINCOLNTON, NC 28092-8768

Mortgage

Document Number	2877372
Date	Jan 22, 2020
Book Page	002877/000372
Instrument	603489

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,101.00 (+0.39%)	$496,603 (-) Land $43,299 Building $453,304	$496,603 (-) Land $43,299 Building $453,304
2023	$5,081.00	$496,603 Land $43,299 Building $453,304	$496,603 Land $43,299 Building $453,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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