Schenectady County and Schenectady City property record for 103 Kings Rd, Schenectady, NY 12304
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 17,294 sqft · built 2004 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Company Name on File |
| Last Sale | $183,500 (Nov 2022) |
| Tax Bill | $36,645 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.38-2-1.21 |
| Primary APN | 421500 60.38-2-1.21 |
|---|---|
| Alternative APN |
|
| Units | 18 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 17,294 sqft Gross Area |
| Basement Area | 8,647 sqft |
| Finished Basement | 8,647 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 53,143 sqft (1.22 acres) |
| Lot Dimensions | 202 ft deep x 161 ft wide |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 KINGS RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3600 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2STY BR 0004420522 200,000 |
| Legal Block | 2 |
| Legal Lot Number | 1.021 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21802 |
103 Kings Rd, a residential property, is owned by a company that bought it in November 2022.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 9174, SCHENECTADY, NY 12309-0174 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SABAL CAPITAL II LLC |
| Feb 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage M&T BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2022 · Amount on File |
| Deed Sale | Nov 28, 2022 · Amount on File |
| Prior Sale | Oct 19, 2015 · Amount on File |
| Deed Document Number | 202261775 |
| Deed Book / Page | 2097 / 526 |
| Prior Transfer Date | Oct 15, 2015 |
| Prior Transfer Doc | 0000047660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 103 KINGS RD, SCHENECTADY, NY 12304-3600 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005132 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 5067/869 |
| Instrument | 202105132 |
| Name | SABAL CAPITAL II LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PASADENA, CA 91107 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 13, 2020 |
| Property Address | 103 KINGS RD, SCHENECTADY, NY 12304-3600 |
| Document Number | 0000006268 |
| Book / Page | 002030 / 000467 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 6268 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2020 |
| Title Company | ACCURATE TITLE INC, ACCURATE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 KINGS RD SCHENECTADY NY 123043600, SCHENECTADY, NY 12304-3600 |
| Document Number | 6273 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 004972/000692 |
| Instrument | 6273 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 103 Kings Rd was $36,645, up 0.8% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,645.00 (+0.76%) | ||
| 2025 | $36,370.00 | $884,700 Land $265,700 Building $619,000 | $1,464,978 Land $439,974 Building $1,025,004 |
| 2023 | $884,700 (-) Land $265,700 Building $619,000 | $1,119,873 (+3.8%) Land $336,329 Building $783,544 | |
| 2022 | $884,700 Land $265,700 Building $619,000 | $1,078,902 Land $324,024 Building $754,878 | |
| 2021 | $39,581.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Kings Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 Kings Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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