103 King St, Charleston, SC 29401 Property Records

Charleston County property record for 103 King St, Charleston, SC 29401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,962 sqft · built 1940
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$680,336 (Mar 2015)
Tax Bill$4,406 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN457-12-04-056

Property Details

APN / Parcel Number

Primary APN457-12-04-056

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,962 sqft Living Area
Gross Area1,994 sqft
1st Floor Area912 sqft
Upper Floors Area1,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleMulti-Family
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsbestos
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions105 ft deep x 35 ft wide
PorchSlab
Porch Area157 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address103 KING ST
CityCHARLESTON
StateSC
Zip29401-2509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESCRIPTION -103 KING
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1022
Census Tract200

Owner

103 King St is owned and occupied by an individual who bought it in March 2015.

Source: Charleston County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address103 KING ST, CHARLESTON, SC 29401-2509
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2023Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Mar 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2015 · Amount on File
Deed SaleMar 9, 2015 · Amount on File
Deed Book / Page461 / 480
Prior Transfer DateMay 22, 2012
Prior Transfer Doc02630019
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address103 KING ST, CHARLESTON, SC 29401-2509
Transaction TypeMortgage
Record UpdatedMay 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011690605
DateMar 22, 2023
Book Page1169/605
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressCHARLESTON, SC 29407
Agreement
TypeLine of Credit
AmountAmount on Record
Term277 Months
DueApr 1, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address103 KING ST, CHARLESTON, SC 29401-2509
Transaction TypeMortgage
Record UpdatedApr 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number09650679
DateMar 2, 2021
Book Page965/679
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressBLAIRSVILLE, GA 30514
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 103 King St was $4,406, up 9.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,406.00 (+9.82%)$899,697 (+2,774.43%) Land $816,131 Building $83,566$1,731,200 Land $1,165,300 Building $565,900
2024$4,012.00$31,300
2022$3,766.00$31,300$994,809 Land $902,409 Building $92,400
2020$994,809 Land $902,409 Building $92,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 King St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 185 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies293 units insured
incl. 108 condo units
Nearby Flood Claims145 (1979–2024)
Claims Outside the SFHA21 of 145
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Severe Storms And Flooding, Oct 2015 · 14 claims
  • Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 King St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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