St. Charles County property record for 103 King Dr, Saint Charles, MO 63303
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 914 sqft · built 1986 |
| Lot Size | 0.011 acres (459 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,900 (Apr 2010) |
| Tax Bill | $1,268 (2022) |
| Deeds & Mortgages | Jun 2023 Sale May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A870003897 |
| Primary APN | A870003897 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 914 sqft Living Area |
| 1st Floor Area | 914 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 459 sqft (0.011 acres) |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 136 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A870003897 |
|---|---|
| Street Address | 103 KING DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3501 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | FOREST HILLS CONDO PH1 STG2 BLDG 23 UNIT 1C 1ST FLR |
| Legal Subdivision | FOREST HILLS CONDOS PH1 STG2 |
| Legal Lot Number | 1C |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 310901 |
103 King Dr, a condominium, is owned and occupied by an individual who acquired it in June 2023.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 KING DR, SAINT CHARLES, MO 63303-3501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2023 | Beneficiary Deed, Transfer |
| May 22, 2020 | Deed of Trust, Mortgage MORTGAGE SOLUTIONS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2010 · Amount on File |
| Deed Sale | Apr 29, 2010 · Amount on File |
| Deed Document Number | 2010254980 |
| Deed Book / Page | 5375 / 2100 |
| Last Transfer Date | Jun 6, 2023 |
| Transfer Doc | 0000022673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 12, 2023 |
| Property Address | 103 KING DR, SAINT CHARLES, MO 63303-3501 |
| Document Number | 0000022673 |
| Map Reference | MB 26 PG 77 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023R-022673 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 103 KING DR, SAINT CHARLES, MO 63303-3501 |
| Document Number | 0073080929 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 103 KING DR #1C ST CHARLES MO 633033501, 1C, ST CHARLES, MO 63303-3501 |
| Document Number | 0073080929 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 007308/000929 |
| Instrument | 358580 |
| Name | MORTGAGE SOLUTIONS |
|---|---|
| Type | Mortgage Company |
| Address | BRIDGETON, MO 63044 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 31, 2035 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,278 | $133,040 Building $133,040 | |
| 2023 | $22,689 (+24.77%) | ||
| 2022 | $1,268.00 | $18,185 | $119,417 (+24.77%) Building $119,417 |
| 2021 | $95,709 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 King Dr in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 69 (1979–2014) |
| Claims Outside the SFHA | 14 of 69 |
| Most Recent Claim | Jun 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 103 King Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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