103 Keystone Crossing Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 103 Keystone Crossing Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,300 sqft · built 1998
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$156,249 (Mar 2000)
Deeds & MortgagesMar 2024 Sale
Flood ZoneZone X (minimal risk)
APNT991700080

Property Details

APN / Parcel Number

Primary APNT991700080
Alternative APN
  • 4-0036-7966-00-0136.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,300 sqft Living Area
Gross Area3,936 sqft
1st Floor Area1,236 sqft
Basement Area1,236 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area72 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT991700080
Street Address103 KEYSTONE CROSSING DR
CityO FALLON
StateMO
Zip63368-6777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE CROSSING #1 LOT 136
Legal SubdivisionKEYSTONE CROSSING #1
Legal Lot Number136
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group1
Census Block1012
Census Tract311153

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 KEYSTONE CROSSING DR, O FALLON, MO 63368-6777
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2000 · Amount on Record
Deed SaleMar 1, 2000 · Amount on Record
Deed Document Number200012029
Deed Book / Page2366 / 1463
Last Transfer DateMar 6, 2024
Transfer Doc0000008526
Record UpdatedSep 20, 2026

March 2024: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateMar 6, 2024
Property Address103 KEYSTONE CROSSING DR, O FALLON, MO 63368-6777
Document Number0000008526
Map ReferenceMB 35 PG 52
Instrument DateMar 6, 2024
Instrument2024R-008526
Transaction TypeTransfer
Record UpdatedMar 20, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 KEYSTONE CROSSING DR, O FALLON, MO 63368-6777

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$69,969 (+4.19%)$368,257 (+4.19%) Land $70,000 Building $298,257
2023$67,156
2022$353,450 Building $353,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2006–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.

Nearby Properties on Keystone Crossing Dr

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