103 Keystone Ave, Kiefer, OK 74041 Property Records

Creek County property record for 103 Keystone Ave, Kiefer, OK 74041

Property Summary

Property Type	Single Family Home
Details	1,507 sqft · built 2007
Lot Size	0.223 acres (9,714 sqft)
Owner	2 Individual Names on File
Last Sale	$213,000 (Mar 2023)
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39604`

Property Details

APN / Parcel Number

Primary APN	`39604`
Alternative APNs	`7015-00-003-000-0-020-00` `7015-003-000-00-0-020-00`

Interior

Stories	1 Story
Building Area	1,507 sqft Living Area
1st Floor Area	1,507 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,714 sqft (0.223 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39604
Street Address	103 KEYSTONE AVE
City	KIEFER
State	OK
Zip	74041-4526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVERGREEN LOT 2 BLOCK 3
Legal Range	12E
Legal Township	17N
Legal Section	21
Legal Subdivision	EVERGREEN
Legal Block	3
Legal Lot Number	2
Jurisdiction	CREEK OK
Township / Civil Division	SAPULPA
Census Block Group	2
Census Block	2000
Census Tract	21500

Owner

103 Keystone Ave is owned and occupied by two individuals who bought it in March 2023.

Source: Creek County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 KEYSTONE AVE, KIEFER, OK 74041-4526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · FHA Mortgage ARVEST BANK
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jul 21, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Prior Sale	Jan 4, 2023 · Amount on File
Deed Document Number	20232881
Deed Book / Page	1426 / 210
Prior Transfer Date	Oct 26, 2009
Prior Transfer Doc	0007081163
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CREEK OK
Property Address	103 KEYSTONE AVE, KIEFER, OK 74041-4526
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014460775
Date	Aug 7, 2023
Book Page	1446/775
Instrument	I-2023-008542

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Apr 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CREEK OK
Property Address	103 KEYSTONE AVE, KIEFER, OK 74041-4526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EAGLE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012730095
Date	Oct 21, 2020
Book Page	1273/95
Instrument	2020-012688

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CREEK OK
Recording Date	Jul 21, 2020
Property Address	103 KEYSTONE AVE, KIEFER, OK 74041-4526
Document Number	0012560325
Book / Page	001256 / 000325
Instrument Date	Jul 15, 2020
Instrument	8441
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 KEYSTONE AVE KIEFER OK 740414526, KIEFER, OK 74041-4526

Mortgage

Document Number	12560327
Date	Jul 21, 2020
Book Page	001256/000327
Instrument	8442

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 103 Keystone Ave was $2,754 with a homeowner's exemption, up 1.6% from the year before.

Source: Creek County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Creek County
Municipality	Kiefer Town
Unified School District	Kiefer Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,421 (-0.28%) Land $6,000 Building $21,421	$228,511 (-0.28%) Land $50,000 Building $178,511
2025	$2,754.00 (+1.59%) Homeowner's exemption	$27,499 (-0.58%) Land $6,000 Building $21,499	$229,162 (-0.58%) Land $50,000 Building $179,162
2024	$2,711.00 Homeowner's exemption	$27,660 (+41.6%) Land $3,000 Building $24,660	$230,502 (+14.52%) Land $25,000 Building $205,502
2023	Homeowner's exemption	$19,534 Land $3,000 Building $16,534	$201,280 Land $25,000 Building $176,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Keystone Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Keystone Ave is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 84% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREEK CO RWD # 2 serves 12,788 people · EPA ID OK3001902
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: BTC Broadband.

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