Lincoln County property record for 103 Key Dr, Wellston, OK 74881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,792 sqft · built 1995 |
| Lot Size | 0.471 acres (20,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (May 2018) |
| Tax Bill | $2,126 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20819 |
| Primary APN | 20819 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,792 sqft Living Area |
| 1st Floor Area | 1,922 sqft |
| Basement Area | 48 sqft |
| Unfinished Basement | 48 sqft |
| Cellar | Cellar |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 20,500 sqft (0.471 acres) |
| Lot Dimensions | 205 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 550 sqft |
| Carport | Carport |
| Carport Area | 550 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 34 sqft |
| Patio Area | 144 sqft |
| Storage Building | 480 sqft |
| Cooling System | Other |
|---|---|
| Heating System | Other |
| Account Number | 20819 |
|---|---|
| Street Address | 103 KEY DR |
| City | WELLSTON |
| State | OK |
| Zip | 74881-9400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 KEY ADDN WELLSTON 14-2-110-01-018 |
| Legal Range | 110 |
| Legal Township | 02N |
| Legal Section | 14 |
| Legal Subdivision | KEY ADDN |
| Legal Lot Number | 26 |
| Jurisdiction | LINCOLN OK |
| Township / Civil Division | WELLSTON |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 961300 |
103 Key Dr is owned and occupied by two individuals who bought it in May 2018.
Source: Lincoln County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 KEY DR, WELLSTON, OK 74881-9400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| May 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2018 · Amount on File |
| Deed Sale | May 14, 2018 · Amount on File |
| Prior Sale | Dec 17, 2004 · Amount on File |
| Deed Document Number | 20183196 |
| Deed Book / Page | 2292 / 505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OK |
| Property Address | 103 KEY DR, WELLSTON, OK 74881-9400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE OKLAHOMA |
| Name | Verified Name |
|---|
| Document Number | 2398/629 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 2398/629 |
| Instrument | 7506 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | May 14, 2018 |
| Property Address | 103 KEY DR, WELLSTON, OK 74881-9400 |
| Document Number | 002292/505 |
| Book / Page | 2292 / 505 |
| Instrument Date | May 11, 2018 |
| Instrument | 03196 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Title Company | CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 101 7TH ST, WELLSTON, OK 74881-8359 |
| Document Number | 0000003197 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 03197 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 103 Key Dr was $2,126 with a homeowner's exemption, up 2.9% from the year before.
Source: Lincoln County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Lincoln County |
| Municipality | Wellston Town |
| Unified School District | Wellston Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,162 (+3%) Land $1,873 Building $23,289 | $228,746 (-27.22%) Land $17,028 Building $211,718 | |
| 2025 | $2,126.00 (+2.9%) Homeowner's exemption | $24,429 (+10.91%) Land $1,865 Building $22,564 | $314,318 Land $24,000 Building $290,318 |
| 2024 | $2,066.00 | $22,026 Land $1,650 Building $20,376 | |
| 2022 | $1,765.00 Homeowner's exemption | $22,355 Land $1,650 Building $20,705 | $259,857 Land $15,000 Building $244,857 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Key Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 103 Key Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · lower than 68% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WELLSTON serves 825 people · EPA ID OK1020724 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Atlink Services Fixed Wireless | 100 / 20 |
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