103 Kettle Dr, Havelock, NC 28532 Property Records

Craven County property record for 103 Kettle Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 940 sqft · built 2022
Lot Size	0.429 acres (18,666 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Apr 2025)
Tax Bill	$1,595 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`5-013-7-061`

Property Details

APN / Parcel Number

Primary APN	`5-013-7-061`
Alternative APNs	`125566` `136402`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	940 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,666 sqft (0.429 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	136402
Street Address	103 KETTLE DR
City	HAVELOCK
State	NC
Zip	28532-0500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 HERITAGE FARMS - THE MILL PH 2
Legal Subdivision	THE MILL PHASE TWO AT HERITAGE FARMS
Legal Phase	2
Legal Lot Number	61
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	3
Census Block	3025
Census Tract	961303

Owner

103 Kettle Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 KETTLE DR, HAVELOCK, NC 28532-0500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU
Sep 7, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2025 · Amount on File
Deed Sale	Apr 8, 2025 · Amount on File
Prior Sale	Sep 22, 2023 · Amount on File
Deed Document Number	202510139053
Deed Book / Page	3833 / 14
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 22, 2023
Property Address	103 KETTLE DR, HAVELOCK, NC 28532-0500
Document Number	03776/2106
Book / Page	3776 / 2106
Map Reference	CAB I SL 196 C
Instrument Date	Sep 11, 2023
Instrument	10117675
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8002 US 70 HWY E, NEW BERN, NC 28560-8516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 KETTLE DR, HAVELOCK, NC 28532-0500

Mortgage

Document Number	0037762109
Date	Sep 22, 2023
Instrument	3776/2109

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 7, 2023
Property Address	103 KETTLE DR, HAVELOCK, NC 28532-0500
Document Number	03775/1130
Book / Page	3775 / 1130
Map Reference	CAB I SL 196C
Instrument Date	Sep 6, 2023
Instrument	10117090
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8002 US 70 HWY E, NEW BERN, NC 28560-8516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8002 US 70 HWY E, NEW BERN, NC 28560-8516
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 103 Kettle Dr was $1,595.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,595.00	$305,440 (-) Land $40,000 Building $265,440	$305,440 (-) Land $40,000 Building $265,440
2025	$1,595.00	$305,440 Land $40,000 Building $265,440	$305,440 Land $40,000 Building $265,440
2023	$127.00 (-20.13%)	$305,440 (+1,097.8%) Land $40,000 Building $265,440	$305,440 Land $40,000 Building $265,440
2022	$159.00	$25,500 Land $25,500
2018			$25,500 Land $25,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 Kettle Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	15 (2011–2024)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Kettle Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

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