Richland County property record for 103 Kestrel Ln, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,273 sqft · built 2002 |
| Lot Size | 0.304 acres (13,278 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Apr 2016) |
| Tax Bill | $1,996 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03404-04-26 |
| Primary APN | 03404-04-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,273 sqft Heated Area |
| Gross Area | 2,890 sqft |
| 1st Floor Area | 2,053 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,278 sqft (0.304 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 155 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01694713 |
|---|---|
| Street Address | 103 KESTREL LN |
| City | IRMO |
| State | SC |
| Zip | 29063-7957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 271 99.7X133.9X69X173.6 #SU ASHFORD PHASE 12 #PR 568-1369 RB687-2906 |
| Legal Subdivision | ASHFORD |
| Legal Phase | 12 |
| Legal Lot Number | 99,271 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10312 |
103 Kestrel Ln is owned and occupied by two individuals who bought it in April 2016.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 KESTREL LN, IRMO, SC 29063-7957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2022 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Jul 15, 2019 | Deed of Trust, Mortgage · Line of Credit GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2016 · Amount on File |
| Deed Sale | Apr 26, 2016 · Amount on File |
| Prior Sale | Aug 13, 2014 · Amount on File |
| Deed Document Number | 201627243 |
| Deed Book / Page | 2106 / 3536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 103 KESTREL LN, IRMO, SC 29063-7957 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027811857 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 2781/1857 |
| Instrument | 2022053285 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 103 KESTREL LN, IRMO, SC 29063-7957 |
| Document Number | 2421/0476 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2019 |
| Title Company | BOOMERANG TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 KESTREL LN IRMO SC 290637957, IRMO, SC 29063-7957 |
| Document Number | 2421/0476 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 002421/000476 |
| Instrument | 61043 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 20, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 103 Kestrel Ln was $1,996.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,996.00 | $222,700 | $326,800 Land $36,000 Building $290,800 |
| 2023 | $1,686.00 (-49.46%) | $7,748 | $193,700 |
| 2022 | $3,336.00 (+98.81%) | ||
| 2021 | $1,678.00 | $7,750 | $193,700 Land $28,800 Building $164,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Kestrel Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Kestrel Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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