103 Kenswick St, Henderson, TX 75654 Property Records

Rusk County property record for 103 Kenswick St, Henderson, TX 75654

Property Summary

Property Type	Single Family Home
Details	2,472 sqft · built 1999
Lot Size	0.33 acres (14,353 sqft)
Owner	Individual Name on Record
Last Sale	$206,300 (Aug 2007)
Tax Bill	$3,222 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02815-01500-00002-000000`

Property Details

APN / Parcel Number

Primary APN	`02815-01500-00002-000000`
Alternative APN	`53356`

Interior

Stories	1 Story
Building Area	2,472 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	14,353 sqft (0.33 acres)
Lot Dimensions	138 ft deep x 104 ft wide
Garage Area	441 sqft

Location & Zoning

Account Number	02815-01500-00002-000000
Street Address	103 KENSWICK ST
City	HENDERSON
State	TX
Zip	75654-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 1500 TERRA NOVA SUBD PHASE I
Legal Subdivision	TERRA NOVA SUBDIVISION
Legal Block	1500
Legal Lot Number	2
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	3
Census Block	3000
Census Tract	950800

Owner

Source: Rusk County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 KENSWICK ST, HENDERSON, TX 75654-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit VERABANK NA
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit TELCO PLUS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2007 · Amount on Record
Deed Sale	Aug 2, 2007 · Amount on Record
Prior Sale	Oct 5, 2005
Deed Document Number	200751957
Deed Book / Page	112 / 2766
Last Transfer Date	Jan 25, 2013
Transfer Doc	003196/180
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	103 KENSWICK ST, HENDERSON, TX 75654-3723
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 KENSWICK ST, HENDERSON, TX 75654-3723

Mortgage

Document Number	004099/631
Date	Dec 16, 2025
Book Page	4099/631
Instrument	267580

Lender

Name	VERABANK NA
Type	Bank
Address	HENDERSON, TX 75653

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	103 KENSWICK ST, HENDERSON, TX 75654-3723
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003697/557
Date	Apr 22, 2020
Book Page	3697/557
Instrument	207999

Lender

Name	TELCO PLUS CU
Type	Credit Union
Address	LONGVIEW, TX 75604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,222.00 (-5.43%) Homeowner's exemption	$310,220 (+11.32%) Land $45,000 Building $265,220	$310,220 (+11.32%) Land $45,000 Building $265,220
2023		$278,680 Land $30,000 Building $248,680	$278,680 Land $30,000 Building $248,680
2022	$3,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2000–2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 14,666 people · EPA ID TX2010001
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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