103 Kaleva Rd, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 103 Kaleva Rd, Lancaster, MA 01523

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,958 sqft · built 1958
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Jun 2018)
Tax Bill$8,415 (2025)
Deeds & MortgagesSep 2017 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNLANC M:001.0 B:0000 L:0015.0

Property Details

APN / Parcel Number

Primary APNLANC M:001.0 B:0000 L:0015.0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,958 sqft Living Area
1st Floor Area1,958 sqft
Basement Area1,776 sqft
Unfinished Basement1,241 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address103 KALEVA RD
CityLANCASTER
StateMA
Zip01523-3212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number15.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group4
Census Block4009
Census Tract713100

Owner

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 KALEVA RD, LANCASTER, MA 01523-3212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2017Deed of Trust, Mortgage · Closed-End Mortgage
DIGITAL FCU
Jun 14, 2018Quit Claim Deed, Transfer
HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2018 · Amount on Record
Deed SaleJun 14, 2018 · Amount on Record
Prior SaleAug 3, 2005 · Amount on Record
Deed Book / Page58946 / 30
Transfer Doc0058946-30
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address103 KALEVA RD, LANCASTER, MA 01523-3212
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number57775-1
DateSep 22, 2017
Book Page57775/1
Instrument105018
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term480 Months
DueSep 1, 2057

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateJun 14, 2018
Property Address103 KALEVA RD, LANCASTER, MA 01523-3212
Document Number58946-30
Book / Page58946 / 30
Instrument58583
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$64.02
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 KALEVA RD, LANCASTER, MA 01523-3212

Mortgage

Document Number589460034
DateJun 14, 2018
Instrument58946/0034
Lender
NameHARBORONE MORTGAGE
Agreement
AmountAmount Recorded
Term360 Months
DueJun 14, 2048

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,415.00 (+7.38%)$520,700 (+14.21%) Land $136,000 Building $384,700$604,675 (+0.2%)
2024$603,440
2023$7,837.00$455,900 Land $116,000 Building $339,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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