103 Junction Pt, New Richmond, OH 45157 Property Records

Clermont County property record for 103 Junction Pt, New Richmond, OH 45157

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,480 sqft · built 2014
Lot Size	0.231 acres (10,049 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Nov 2021)
Tax Bill	$3,844 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-09-15.-053`

Property Details

APN / Parcel Number

Primary APN	`26-09-15.-053`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
1st Floor Area	1,040 sqft
Family Room	Family Room

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,049 sqft (0.231 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	50 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 JUNCTION PT
City	NEW RICHMOND
State	OH
Zip	45157-9430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNION STATION SECTION 1; LOT 11
Legal Subdivision	UNION STATION
Legal Lot Number	11
Jurisdiction	CLERMONT OH
Township / Civil Division	OHIO
Census Block Group	3
Census Block	3008
Census Tract	41600

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 JUNCTION PT, NEW RICHMOND, OH 45157-9430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Sep 6, 2019	Deed of Trust, Mortgage · Line of Credit LOWER
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOWER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	202135970
Deed Book / Page	2900 / 3892
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Nov 3, 2021
Property Address	103 JUNCTION PT, NEW RICHMOND, OH 45157-9430
Document Number	0000035970
Book / Page	2900 / 3892
Map Reference	CAB 14 PG 50-53
Instrument Date	Nov 2, 2021
Instrument	202100035970
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 JUNCTION PT, NEW RICHMOND, OH 45157-9430

Mortgage

Document Number	0000035971
Date	Nov 3, 2021
Instrument	202100035971

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	103 JUNCTION PT, NEW RICHMOND, OH 45157-9430
Document Number	0000020653
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 JUNCTION PT NEW RICHMOND OH 451579430, NEW RICHMOND, OH 45157-9430

Mortgage

Document Number	0000020653
Date	Sep 18, 2019
Book Page	002818/001756
Instrument	20653

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 17, 2039

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	103 JUNCTION PT, NEW RICHMOND, OH 45157-9430
Document Number	0000020652
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 JUNCTION PT NEW RICHMOND OH 451579430, NEW RICHMOND, OH 45157-9430

Mortgage

Document Number	0000020652
Date	Sep 18, 2019
Book Page	002818/001742
Instrument	20652

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 17, 2044

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Ohio Township
Municipality	New Richmond Village
Unified School District	New Richmond Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,844.00 (-48.35%)	$91,040 (-) Land $16,840 Building $74,200
2024			$260,100 (-) Land $48,100 Building $212,000
2023	$7,442.00 (+113.3%) Homeowner's exemption	$91,040 (+23.16%) Land $16,840 Building $74,200	$260,100 (+23.15%) Land $48,100 Building $212,000
2022	$3,489.00 Homeowner's exemption	$73,920 Land $13,370 Building $60,550
2020			$211,200 Land $38,200 Building $173,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–1999)
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW RICHMOND VILLAGE PWS serves 2,698 people · EPA ID OH1301212
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.7 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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