103 Joyce Ct, Ladson, SC 29456 Property Records

Dorchester County property record for 103 Joyce Ct, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,547 sqft · built 1977
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$308,000 (Oct 2025)
Tax Bill	$1,946 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`154-02-01-007`

Property Details

APN / Parcel Number

Primary APN	`154-02-01-007`
Alternative APN	`R0041119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,547 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0041119
Street Address	103 JOYCE CT
City	LADSON
State	SC
Zip	29456-4855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2_DC
Legal Description	LOT 7 SUBD: JAMISON TERRACE PH 0 BLK 1
Legal Subdivision	JAMISON TERRACE
Legal Phase	1
Legal Block	1
Legal Lot Number	7
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3001
Census Tract	10814

Owner

Source: Dorchester County records, as of April 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	103 JOYCE CT, LADSON, SC 29456-4855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed, Transfer · VA Mortgage GEORGIA BANKING CO
Dec 22, 2022	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 16, 2021	Deed, Transfer · VA Mortgage CALCON MUTUAL MORTGAGE LLC
Oct 9, 2020	Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Dec 22, 2022 · Amount on Record
Deed Document Number	202523674
Deed Book / Page	16200 / 77
Prior Transfer Date	Aug 2, 2011
Prior Transfer Doc	7978/0024
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Oct 27, 2025
Property Address	103 JOYCE CT, LADSON, SC 29456-4855
Document Number	0162000077
Book / Page	16200 / 77
Map Reference	MB 21 PG 160
Instrument Date	Oct 1, 2025
Instrument	2025023674
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$800.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 JOYCE CT, LADSON, SC 29456-4855
Investor	Possibly a Property Investor

Mortgage

Document Number	2025023675
Date	Oct 27, 2025
Instrument	2025023675

Lender

Name	GEORGIA BANKING CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Dec 22, 2022
Property Address	103 JOYCE CT, LADSON, SC 29456-4855
Document Number	0145210274
Book / Page	14521 / 274
Map Reference	MB 21 PG 160
Instrument Date	Dec 20, 2022
Instrument	2022031168
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 JOYCE CT, LADSON, SC 29456-4855

Mortgage

Document Number	2022031169
Date	Dec 22, 2022
Instrument	2022031169

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Mar 16, 2021
Property Address	103 JOYCE CT, LADSON, SC 29456-4855
Document Number	0132020119
Book / Page	13202 / 119
Map Reference	MB 21 PG 160
Instrument Date	Mar 10, 2021
Instrument	2021008278
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 JOYCE CT, LADSON, SC 29456-4855

Mortgage

Document Number	2021008279
Date	Mar 16, 2021
Instrument	2021008279

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Oct 9, 2020
Property Address	103 JOYCE CT, LADSON, SC 29456-4855
Document Number	2826/0001
Book / Page	012826 / 000001
Instrument Date	Oct 7, 2020
Instrument	26848
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$156.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3097 ADVENTURE WAY LADSON SC 294563456, LADSON, SC 29456-3456

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$10,879 (-16.44%) Land $3,400 Building $7,479	$271,983 (+25.34%) Land $85,000 Building $186,983
2024	$1,946.00 (-2.55%)
2023	$1,997.00 (+24.5%)	$13,020 (+5%) Land $2,400 Building $10,620	$217,000 (-) Land $40,000 Building $177,000
2022	$1,604.00	$8,680 Land $1,600 Building $7,080	$217,000 Land $40,000 Building $177,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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