103 Joy Dr, Bokoshe, OK 74930 Property Records

Le Flore County property record for 103 Joy Dr, Bokoshe, OK 74930

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 1971
Lot Size	0.25 acres (10,780 sqft)
Owner	Trust Name on File
Last Sale	$40,500 (Aug 2016)
Tax Bill	$529 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25821`

Property Details

APN / Parcel Number

Primary APN	`25821`
Alternative APN	`N020-00-000-000-0-002-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	1,458 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	10,780 sqft (0.25 acres)
Garage Type	Detached
Garage Area	300 sqft
Porch	Patio
Porch Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25821
Street Address	103 JOY DR
City	BOKOSHE
State	OK
Zip	74930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PANAMA MONKS ADD 1 REVISED LOT 2 77 X 140 B1910 P678 B1976 P295 B2101 P231 B2111 P691
Legal Range	25E
Legal Township	08N
Legal Section	16
Legal Subdivision	MONKS ADD # 1 (REV)
Legal Lot Number	2
Jurisdiction	LE FLORE OK
Township / Civil Division	PANAMA-BOKOSHE
Census Block Group	2
Census Block	2065
Census Tract	40301

Owner

103 Joy Dr is held in a trust since August 2016.

Source: Le Flore County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	26320 STATE HIGHWAY 112, CAMERON, OK 74932-2546
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK
Jul 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 8, 2017	Deed of Trust, Mortgage COMMUNITY ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2016 · Amount on File
Deed Sale	Aug 3, 2016 · Amount on File
Deed Document Number	20165530
Deed Book / Page	1976 / 295
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Recording Date	May 8, 2026
Property Address	103 JOY DR, BOKOSHE, OK 74930
Document Number	0000003354
Book / Page	2352 / 539
Instrument Date	May 7, 2026
Instrument	20263354
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003354,
Date	May 8, 2026
Book Page	2352/539
Instrument	20263354

Lender

Name	COMMUNITY STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LE FLORE OK
Recording Date	Jul 17, 2020
Property Address	103 JOY DR, BOKOSHE, OK 74930
Document Number	0021110691
Book / Page	002111 / 000691
Instrument Date	Jul 15, 2020
Instrument	4683
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	26320 STATE HIGHWAY 112 CAMERON OK 749322546, CAMERON, OK 74932-2546

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	103 JOY DR, BOKOSHE, OK 74930
Document Number	0020190926
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	26320 STATE HIGHWAY 112 CAMERON OK 749322546, CAMERON, OK 74932-2546

Mortgage

Document Number	0020190926
Date	Nov 20, 2017
Book Page	002019/000926
Instrument	8444

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	POTEAU, OK 74953

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 103 Joy Dr was $529.

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Municipality	Panama Town
Unified School District	Panama Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,134 (+5%) Land $404 Building $5,730	$55,762 (-34.63%) Land $3,675 Building $52,087
2025	$529.00	$5,842 Land $385 Building $5,457	$85,308 Land $3,500 Building $81,808
2023	$514.00	$5,564 Land $385 Building $5,179	$50,579 Land $3,500 Building $47,079

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Joy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Joy Dr is high, ranking above 72% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 62% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA PWA serves 1,400 people · EPA ID OK3004016
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Sep 2023
Also Mapped Here	LEFLORE CO. RWD #14
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	1,000 / 1,000
Circle B Wireless Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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