103 Joshua Tree, Irvine, CA 92620 Property Records

Orange County property record for 103 Joshua Tree, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,408 sqft · built 2017
Lot Size	0.091 acres (3,960 sqft)
Owner	2 Company Names on File
Last Sale	$1,600,000 (Feb 2019)
Tax Bill	$21,630 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`551-773-17`

Property Details

APN / Parcel Number

Primary APN	`551-773-17`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,408 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	3,960 sqft (0.091 acres)
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	103 JOSHUA TREE
City	IRVINE
State	CA
Zip	92620-7342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17855 BLK LOT 64
Legal Subdivision	TRACT NO.17855
Legal Tract	17855
Legal Lot Number	64
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3006
Census Tract	52421

Owner

103 Joshua Tree is owned by a company that bought it in February 2019.

Source: Orange County records, as of October 12, 2026

Owner of Record	2 Company Names on File
Mailing Address	103 JOSHUA TREE, IRVINE, CA 92620-7342
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK
May 7, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Dec 19, 2025	Intrafamily Transfer, Transfer
Feb 28, 2019	Grant Deed, Transfer · ARM CATHAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Prior Sale	May 4, 2017 · Amount on File
Deed Document Number	201963700
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	103 JOSHUA TREE, IRVINE, CA 92620-7342
Transaction Type	Mortgage
Record Updated	May 21, 2026
Title Company	FIDELITY NATIONAL TITLE COMPANY LONG B, FIDELITY NATL TTL CO LONG BE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 JINGCHANGNAN RD 8H, 8H, IANZHOU XX

Mortgage

Document Number	0000208018
Date	Aug 13, 2024
Instrument	2024000208018

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 1, 2034
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	12.8%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 9, 2026
Property Address	103 JOSHUA TREE, IRVINE, CA 92620-7342
Document Number	0000102551
Instrument Date	Apr 8, 2026
Instrument	2026102551
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000102551,
Date	Apr 9, 2026
Instrument	2026102551

Lender

Name	EAST WEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 7, 2026
Property Address	103 JOSHUA TREE, IRVINE, CA 92620-7342
Document Number	0000132429
Instrument Date	Apr 8, 2026
Instrument	2026132429
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	103 JOSHUA TREE, IRVINE, CA 92620-7342

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 19, 2025
Property Address	103 JOSHUA TREE, IRVINE, CA 92620-7342
Document Number	0000351445
Map Reference	MB 951 PG 33-43
Instrument Date	Dec 9, 2025
Instrument	2025000351445
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 28, 2019
Property Address	103 JOSHUA TREE, IRVINE, CA 92620-7342
Document Number	0000063700
Map Reference	MB 951 PG 33-43
Instrument Date	Jan 15, 2019
Instrument	2019000063700
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TITLE365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 JOSHUA TREE, IRVINE, CA 92620-7342

Mortgage

Document Number	0000063701
Date	Feb 28, 2019
Instrument	2019000063701

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 103 Joshua Tree was $21,630, up 1.8% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,485,262 (+39.24%) Land $1,547,579 Building $937,683
2025	$21,630.00 (+1.76%)	$1,784,828 Land $910,221 Building $874,607
2024	$21,256.00 (+2.02%)
2023	$20,835.00 (+1.75%)	$1,715,522 Land $874,876 Building $840,646
2022	$20,476.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 103 Joshua Tree in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Joshua Tree is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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