103 Josephine St, Ingram, TX 78025 Property Records

Kerr County property record for 103 Josephine St, Ingram, TX 78025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,121 sqft · built 1985
Lot Size	0.343 acres (14,928 sqft)
Owner	Individual Name on File
Last Sale	$186,100 (Aug 2019)
Tax Bill	$4,641 (2026)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4475-0000-002000`

Property Details

APN / Parcel Number

Primary APN	`4475-0000-002000`
Alternative APN	`29806`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,121 sqft Living Area
Gross Area	1,582 sqft
1st Floor Area	1,121 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,928 sqft (0.343 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	4475-0000-002000
Street Address	103 JOSEPHINE ST
City	INGRAM
State	TX
Zip	78025-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INGRAM HEIGHTS LOT 2 ACRES .3427
Legal Subdivision	INGRAM HEIGHTS
Legal Tract	2
Legal Lot Number	2
Jurisdiction	KERR TX
Township / Civil Division	INGRAM
Census Block Group	2
Census Block	2018
Census Tract	960303

Owner

103 Josephine St is owned and occupied by an individual who bought it in August 2019.

Source: Kerr County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	103 JOSEPHINE ST, INGRAM, TX 78025-3147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	Jul 13, 2015 · Amount on File
Deed Document Number	20195705
Prior Transfer Date	Aug 7, 2019
Prior Transfer Doc	0000005705
Record Updated	Oct 29, 2026

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KERR TX
Recording Date	Aug 9, 2019
Property Address	103 JOSEPHINE ST, INGRAM, TX 78025-3147
Document Number	0019005705
Map Reference	VOL 5 PG 97
Instrument Date	Aug 7, 2019
Instrument	19-005705
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	KERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 JOSEPHINE ST, INGRAM, TX 78025-3147

Mortgage

Document Number	0019005706
Date	Aug 9, 2019
Instrument	19-005706

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 103 Josephine St was $4,641 with a homeowner's exemption, up 38.3% from the year before.

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Municipality	Ingram City
Unified School District	Ingram Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,641.00 (+38.29%)	$268,069 (-) Land $45,000 Building $223,069	$268,069 (-) Land $45,000 Building $223,069
2025	$3,356.00 (-3.98%) Homeowner's exemption	$268,069 Land $45,000 Building $223,069	$268,069 Land $45,000 Building $223,069
2024	$3,495.00 (+1.95%)
2023	$3,428.00 Homeowner's exemption	$248,094 Land $45,000 Building $203,094	$248,094 Land $45,000 Building $203,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Josephine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Josephine St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INGRAM WATER SUPPLY private · serves 5,955 people · EPA ID TX1330011
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hill Country Telecommunications Fiber	8,000 / 8,000
VTX Communications Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20