Putnam County property record for 103 Jones St, Interlachen, FL 32148
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,048 sqft · built 1997 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Nov 2025) |
| Tax Bill | $738 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10-24-4074-0310-0160 |
| Primary APN | 19-10-24-4074-0310-0160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,048 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Flooring | Wood |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Lot Area | 10,019 sqft (0.23 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 84 sqft |
| Deck Area | 16 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 16121 |
|---|---|
| Street Address | 103 JONES ST |
| City | INTERLACHEN |
| State | FL |
| Zip | 32148-2692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INTERLACHEN LAKES ESTATES, UNIT 15 MB4 P186 BLK 31 LOT 16 |
| Legal Range | 24E |
| Legal Township | 10S |
| Legal Section | 19 |
| Legal Subdivision | INTERLACHEN LAKES ESTATES |
| Legal Block | 31 |
| Legal Lot Number | 16 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 4 |
| Census Block | 4115 |
| Census Tract | 950500 |
103 Jones St is owned and occupied by an individual who bought it in November 2025.
Source: Putnam County records, as of December 16, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 JONES ST, INTERLACHEN, FL 32148-2692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on File |
| Deed Sale | Nov 24, 2025 · Amount on File |
| Prior Sale | Oct 5, 2015 · Amount on File |
| Deed Document Number | 202532815 |
| Deed Book / Page | 1843 / 706 |
| Prior Transfer Date | Sep 15, 2006 |
| Prior Transfer Doc | 0011161915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Nov 24, 2025 |
| Property Address | 103 JONES ST, INTERLACHEN, FL 32148-2692 |
| Document Number | 0018430706 |
| Book / Page | 1843 / 706 |
| Map Reference | MB 4 PG 186-196 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 202554032815 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $854.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 58 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4641 |
| Name | Verified Name |
|---|---|
| Address | 103 JONES ST, INTERLACHEN, FL 32148-2692 |
| Document Number | 0001843708 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 1843/708 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 103 Jones St was $738 with exemptions applied.
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $738.00 Homeowner's exemption Widower's exemption | $54,790 | $103,250 Land $3,000 Building $100,250 |
| 2023 | $621.00 (-9.08%) Senior Citizen's exemption | $51,700 (+2.99%) | $107,290 (+18.47%) Land $3,200 Building $104,090 |
| 2022 | $683.00 Senior Citizen's exemption | $50,200 | $90,560 Land $1,600 Building $88,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Jones St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 2 (2009–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Jones St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream DSL | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile, Verizon, Xfinity.
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