Scott County property record for 103 Johnstone Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,301 sqft · built 2016 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Dec 2019) |
| Tax Bill | $2,687 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 190-20-077.000 |
| Primary APN | 190-20-077.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,301 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Lot Area | 11,761 sqft (0.27 acres) |
| Street Address | 103 JOHNSTONE TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKY CREEK FARM |
| Legal Subdivision | ROCKY CREEK FARM |
| Legal Block | H |
| Legal Lot Number | 78 |
| Legal Unit | 1E |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40302 |
103 Johnstone Trl is owned and occupied by two individuals who bought it in December 2019.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Dec 30, 2019 | Deed, Transfer |
| Jul 10, 2017 | Deed, Subdivision Related Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2019 · Amount on File |
| Deed Sale | Dec 30, 2019 · Amount on File |
| Prior Sale | Jul 10, 2017 · Amount on File |
| Deed Document Number | 2019410117 |
| Deed Book / Page | 411 / 447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 103 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M1346/539 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | M1346/539 |
| Instrument | 371417 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 103 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1482/316 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | M1482/316 |
| Instrument | 410118 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 30, 2019 |
| Property Address | 103 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | D411/447 |
| Book / Page | D411 / 447 |
| Map Reference | CAB 8 SL 160 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 410117 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 WATER MARQ PATH APT 1135, 123, GEORGETOWN, KY 40324-8364 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 103 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 10, 2017 |
| Property Address | 103 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | D388/691 |
| Book / Page | D388 / 691 |
| Map Reference | CAB8 SL160 |
| Instrument Date | Jul 6, 2017 |
| Instrument | 371416 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $229.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 WALDEN DR, 3609, LEXINGTON, KY 40517-2020 |
| Name | Verified Name |
|---|---|
| Address | 103 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
The 2025 property tax bill for 103 Johnstone Trl was $2,687.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,700 (-) | $301,700 (-) | |
| 2025 | $2,687.00 | $301,700 | $301,700 |
| 2023 | $2,524.00 (+14.1%) | $278,400 (+9.18%) Land $48,000 Building $230,400 | $278,400 (+9.18%) Land $48,000 Building $230,400 |
| 2022 | $2,212.00 | $255,000 Land $40,000 Building $215,000 | $255,000 Land $40,000 Building $215,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Johnstone Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Johnstone Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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