103 John St, Westminster, MD 21157 Property Records

Carroll County property record for 103 John St, Westminster, MD 21157

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,332 sqft · built 1905
Lot Size	0.088 acres (3,852 sqft)
Owner	Individual Name on Record
Last Sale	$87,955 (Nov 2000)
Tax Bill	$1,598 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-019289`

Property Details

APN / Parcel Number

Primary APN	`07-019289`
Alternative APNs	`7019289` `019289`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,332 sqft Total Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Metal
Lot Area	3,852 sqft (0.088 acres)
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	019289
Street Address	103 JOHN ST
City	WESTMINSTER
State	MD
Zip	21157-4811
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	I-1
Legal Description	LT - 3852 SF 103 JOHN ST SHOWN ON TOWN MAP
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3044
Census Tract	507601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 JOHN ST, WESTMINSTER, MD 21157-4811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 5, 2017	Deed of Trust, Mortgage · Line of Credit NWSB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2000 · Amount on Record
Deed Sale	Nov 2, 2000 · Amount on Record
Prior Sale	Jun 20, 1997 · Amount on Record
Deed Document Number	20001855
Deed Book / Page	2425 / 225
Last Transfer Date	Aug 7, 2014
Transfer Doc	0081640184
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	103 JOHN ST, WESTMINSTER, MD 21157-4811
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105940077
Date	Dec 13, 2021
Book Page	10594/77

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	103 JOHN ST, WESTMINSTER, MD 21157-4811
Document Number	0088050083
Book / Page	008805 / 000083
Instrument Date	Aug 5, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 JOHN ST WESTMINSTER MD 211574811, WESTMINSTER, MD 21157-4811

Mortgage

Document Number	0088050083
Date	Sep 15, 2017
Book Page	008805/000083

Lender

Name	NWSB BANK
Address	GETTYSBURG, PA 17325

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Sep 14, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,500 (+7.29%) Land $60,000 Building $101,500	$161,500 (-) Land $60,000 Building $101,500
2025	$1,598.00 (+9.98%) Homeowner's exemption	$150,533 (+17.06%)	$161,500 (+25.58%) Land $60,000 Building $101,500
2023	$1,453.00 Homeowner's exemption	$128,600 Land $60,000 Building $68,600	$128,600 Land $60,000 Building $68,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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