Middlesex County and Reading Town property record for 103 John Carver Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,172 sqft · built 1951 |
| Lot Size | 0.296 acres (12,907 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $980,000 (Aug 2026) |
| Tax Bill | $10,168 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2024 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:033.0-0000-0008.0 |
| Primary APN | READ M:033.0-0000-0008.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,172 sqft Living Area |
| Gross Area | 3,514 sqft |
| Basement Area | 1,330 sqft |
| Unfinished Basement | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,907 sqft (0.296 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1220000000770 |
|---|---|
| Street Address | 103 JOHN CARVER RD |
| City | READING |
| State | MA |
| Zip | 01867-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 334300 |
103 John Carver Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 JOHN CARVER RD, READING, MA 01867-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Jan 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL HERITAGE BANK |
| Jun 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVINCE MORTGAGE ASSOCIATES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on File |
| Deed Sale | Aug 14, 2026 · Amount on File |
| Prior Sale | Nov 18, 1996 · Amount on File |
| Deed Document Number | 2026102868 |
| Deed Book / Page | 86016 / 120 |
| Prior Transfer Date | Aug 6, 2026 |
| Prior Transfer Doc | 0000102868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 14, 2026 |
| Property Address | 103 JOHN CARVER RD, READING, MA 01867-1601 |
| Document Number | 0000102868 |
| Book / Page | 86016 / 120 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 2026102868 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 103 JOHN CARVER RD, READING, MA 01867-1601 |
| Date | Aug 14, 2026 |
|---|
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 103 JOHN CARVER RD, READING, MA 01867-1601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 082439-137 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 82439/137 |
| Instrument | 9678 |
| Name | COASTAL HERITAGE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 103 JOHN CARVER RD, READING, MA 01867-1601 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 078114-114 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 78114/114 |
| Instrument | 145282 |
| Name | PROVINCE MORTGAGE ASSOCIATES INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 217 Months |
| Due | Jul 1, 2039 |
The 2026 property tax bill for 103 John Carver Rd was $10,168, up 1.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,168.00 (+1.54%) | $927,700 (+5.52%) Land $520,100 Building $407,600 | $937,701 (+24.49%) |
| 2025 | $10,014.00 (+1.16%) | $879,200 (+4.1%) Land $492,900 Building $386,300 | $753,255 (+4.44%) |
| 2024 | $9,899.00 (+3.25%) | $844,600 (+10.91%) Land $473,500 Building $371,100 | $721,240 |
| 2023 | $9,587.00 | $761,500 Land $426,900 Building $334,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 John Carver Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 John Carver Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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