Gregg County property record for 103 Joann St, White Oak, TX 75693
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,258 sqft · built 1975 |
| Lot Size | 0.761 acres (33,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,800 (Mar 2013) |
| Tax Bill | $645 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R35054 |
| Primary APN | R35054 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,258 sqft Living Area |
| 1st Floor Area | 2,258 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 33,136 sqft (0.761 acres) |
| Lot Dimensions | 123 ft deep x 269 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 349 sqft |
| Patio Area | 334 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 35054 |
|---|---|
| Street Address | 103 JOANN ST |
| City | WHITE OAK |
| State | TX |
| Zip | 75693-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 1 & 3 ADAMS |
| Legal Subdivision | ADAMS |
| Legal Tract | 1&3 |
| Legal Lot Number | 1,3 |
| Jurisdiction | GREGG TX |
| Township / Civil Division | GLADEWATER |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 10202 |
103 Joann St is owned and occupied by two individuals who bought it in March 2013.
Source: Gregg County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 JOANN ST, WHITE OAK, TX 75693-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · Line of Credit AUSTIN BANK TEXAS NA |
| Nov 16, 2020 | Deed of Trust, Mortgage · Line of Credit AUSTIN BANK TEXAS NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2013 · Amount on File |
| Deed Sale | Mar 4, 2013 · Amount on File |
| Prior Sale | Apr 14, 2011 · Amount on File |
| Deed Document Number | 20134136 |
| Prior Transfer Date | Nov 8, 2010 |
| Prior Transfer Doc | 0000006832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREGG TX |
| Property Address | 103 JOANN ST, WHITE OAK, TX 75693-1215 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 103 JOANN ST, WHITE OAK, TX 75693-1215 |
| Document Number | 0000009445 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 202309445 |
| Name | AUSTIN BANK TEXAS NA |
|---|---|
| Type | Bank |
| Address | WHITEHOUSE, TX 75791 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREGG TX |
| Property Address | 103 JOANN ST, WHITE OAK, TX 75693-1215 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019254 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 202019254 |
| Name | AUSTIN BANK TEXAS NA |
|---|---|
| Type | Bank |
| Address | 7 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Oct 30, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 103 Joann St was $645 with exemptions applied, down 74.4% from the year before.
Source: Gregg County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Gregg County |
| Municipality | White Oak City |
| Unified School District | White Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $645.00 (-74.36%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $268,880 Land $20,210 Building $248,670 | $268,880 Land $20,210 Building $248,670 |
| 2024 | $2,516.00 (-16.91%) | ||
| 2023 | $3,028.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $247,720 Land $20,210 Building $227,510 | $247,720 Land $20,210 Building $227,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Joann St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Joann St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WHITE OAK serves 6,469 people · EPA ID TX0920006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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