103 Jefferson St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 103 Jefferson St, Phoenix, NY 13135

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 648 sqft · built 1900
Lot Size	0.17 acres (7,430 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Mar 2022)
Tax Bill	$2,984 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355401 303.20-03-04`

Property Details

APN / Parcel Number

Primary APN	`355401 303.20-03-04`
Alternative APN	`540130302000030040000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	648 sqft Living Area
1st Floor Area	432 sqft
Upper Floors Area	216 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	7,430 sqft (0.17 acres)
Lot Dimensions	94.1 ft deep x 79 ft wide
Porch	Porch
Porch Area	438 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 JEFFERSON ST
City	PHOENIX
State	NY
Zip	13135-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCHROEPPEL
Census Block Group	2
Census Block	2028
Census Tract	20901

Owner

103 Jefferson St is owned and occupied by an individual who bought it in March 2022.

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	103 JEFFERSON ST, PHOENIX, NY 13135-1943
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Prior Sale	Aug 3, 2015 · Amount on File
Deed Document Number	20223088
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 30, 2022
Property Address	103 JEFFERSON ST, PHOENIX, NY 13135-1943
Document Number	0000003088
Instrument Date	Mar 23, 2022
Instrument	R-2022-003088
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	NOT AVAILABLE, OSWEGO VALLEY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 JEFFERSON ST, 103, PHOENIX, NY 13135-1943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 BRIDGE ST APT 4, 4, PHOENIX, NY 13135-2370

Mortgage

Document Number	0000003089
Date	Mar 30, 2022
Instrument	R-2022-003089

Lender

Name	THE SUMMIT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 103 Jefferson St was $2,984, up 3.4% from the year before.

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Schroeppel Town
Municipality	Phoenix Village
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,984.00 (+3.36%)
2025	$2,887.00	$58,000 Land $9,500 Building $48,500	$128,889 Land $21,111 Building $107,778
2023		$58,000 Land $9,500 Building $48,500	$105,455 Land $17,273 Building $88,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Jefferson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Jefferson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363
Water Source	Purchased surface water from OCWA
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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