103 Jefferson Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 103 Jefferson Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	1,504 sqft · built 1996
Lot Size	0.008 acres (358 sqft)
Owner	Company Name on Record
Last Sale	$760,000 (Oct 2018)
Tax Bill	$12,352 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CE103`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CE103`
Alternative APN	`1300085000100002 CE103`

Interior

Building Area	1,504 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Lot Area	358 sqft (0.008 acres)

Location & Zoning

Street Address	103 JEFFERSON CT
City	EDGEWATER
State	NJ
Zip	07020-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PKG 714
Legal Subdivision	INDEPENDENCE HARBOR J
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Oct 26, 2018	Deed with Mortgage, Transfer · Conventional Mortgage NJ LENDERS
Sep 28, 2017	Grant Deed, Transfer ATTORNEY ONLY
Aug 12, 2017	Grant Deed, Transfer · Conventional Mortgage HSBC BK USA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	201818-076636
Deed Book / Page	3092 / 2262
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	103 JEFFERSON CT, EDGEWATER, NJ 07020-1619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038191622
Date	Nov 16, 2020
Book Page	3819/1622
Instrument	20-119542

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Oct 26, 2018
Property Address	103 JEFFERSON CT, EDGEWATER, NJ 07020-1619
Document Number	0030922262
Book / Page	003092 / 002262
Instrument Date	Oct 10, 2018
Instrument	76636
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	CB TITLE GROUP LLC, CB TITLE GRP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 JEFFERSON CT EDGEWATER NJ 070201619, EDGEWATER, NJ 07020-1619

Mortgage

Document Number	30922267
Date	Oct 26, 2018
Book Page	003092/002267
Instrument	76636

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.75%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 28, 2017
Property Address	103 JEFFERSON CT, EDGEWATER, NJ 07020-1619
Document Number	0027340851
Book / Page	002734 / 000851
Instrument Date	Aug 11, 2017
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$6.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 JEFFERSON CT PARKING #3 EDGEWATER NJ 07020, 3, EDGEWATER, NJ 07020

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 12, 2017
Property Address	103 JEFFERSON CT, EDGEWATER, NJ 07020-1619
Document Number	0026930206
Book / Page	002693 / 000206
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$809.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 JEFFERSON CT EDGEWATER NJ 070201619, EDGEWATER, NJ 07020-1619

Mortgage

Document Number	26930211
Date	Aug 12, 2017
Book Page	002693/000211

Lender

Name	HSBC BK USA NA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.52%

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$779,100 (+3.76%) Land $285,000 Building $494,100	$779,100 (+3.76%) Land $285,000 Building $494,100
2025	$12,352.00 (+6.08%)	$750,900 (+5.09%) Land $275,000 Building $475,900	$750,900 (+5.09%) Land $275,000 Building $475,900
2024	$11,644.00 (+0.69%)
2023		$714,500 Land $260,000 Building $454,500	$714,500 Land $260,000 Building $454,500
2022	$11,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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