Bergen County and Cresskill Borough property record for 103 Jefferson Ave, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 2,243 sqft · built 1920 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $885,000 (Aug 2022) |
| Tax Bill | $15,647 (2025) |
| Deeds & Mortgages | Jan 2020 Refinance Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00053-0000-00014 |
| Primary APN | 08-00053-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,243 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 078200 |
|---|---|
| Street Address | 103 JEFFERSON AVE |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-2041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 60X100 L15.01 |
| Legal Block | 53 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 8002 |
103 Jefferson Ave is owned and occupied by two individuals who bought it in August 2022.
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 JEFFERSON AVE, CRESSKILL, NJ 07626-2041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MIMUTUAL MORTGAGE |
| Aug 5, 2022 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Aug 30, 2017 | Grant Deed, Transfer ARDENT TITLE COMPANY LLC, ARDENT TITLE CO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2022 · Amount on File |
| Deed Sale | Aug 5, 2022 · Amount on File |
| Prior Sale | Aug 30, 2017 · Amount on File |
| Deed Document Number | 202277913 |
| Deed Book / Page | 4764 / 1467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 103 JEFFERSON AVE, CRESSKILL, NJ 07626-2041 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0034741106 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 3474/1106 |
| Instrument | 2020007574 |
| Name | MIMUTUAL MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 5, 2022 |
| Property Address | 103 JEFFERSON AVE, CRESSKILL, NJ 07626-2041 |
| Document Number | 0047641467 |
| Book / Page | 4764 / 1467 |
| Instrument Date | May 25, 2022 |
| Instrument | 2022077913 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,241.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 6TH ST, 110, CRESSKILL, NJ 07626-2004 |
| Name | Verified Name |
|---|---|
| Address | 103 JEFFERSON AVE, CRESSKILL, NJ 07626-2041 |
| Document Number | 2022077914 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 2022077914 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 30, 2017 |
| Property Address | 103 JEFFERSON AVE, CRESSKILL, NJ 07626-2041 |
| Document Number | 0027082183 |
| Book / Page | 002708 / 002183 |
| Instrument Date | Aug 9, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Title Company | ARDENT TITLE COMPANY LLC, ARDENT TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 JEFFERSON AVE CRESSKILL NJ 076262041, CRESSKILL, NJ 07626-2041 |
The 2025 property tax bill for 103 Jefferson Ave was $15,647, up 6.6% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $792,200 (+14.88%) Land $408,000 Building $384,200 | $792,200 (+14.88%) Land $408,000 Building $384,200 | |
| 2025 | $15,647.00 (+6.63%) | $689,600 Land $338,000 Building $351,600 | $689,600 Land $338,000 Building $351,600 |
| 2024 | $14,674.00 | ||
| 2023 | $609,900 Land $286,500 Building $323,400 | $609,900 Land $286,500 Building $323,400 | |
| 2022 | $13,751.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Jefferson Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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