103 Jay Cir, Jackson, AL 36545 Property Records

Clarke County property record for 103 Jay Cir, Jackson, AL 36545

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,107 sqft · built 1964
Lot Size	0.239 acres (10,424 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Oct 2021)
Tax Bill	$415 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3509323003057000`

Property Details

APN / Parcel Number

Primary APN	`3509323003057000`
Alternative APNs	`20852` `60845`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,107 sqft Living Area
1st Floor Area	1,107 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,424 sqft (0.239 acres)
Garage Type	Carport
Garage Area	1,200 sqft
Carport	Carport
Carport Area	1,200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Utility Building	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 JAY CIR
City	JACKSON
State	AL
Zip	36545-2449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IDLEWILD ACRES S/D PLT 2 PG 23 BLK 2 LOT 7 S32 T7N R2E
Legal Range	02E
Legal Township	07N
Legal Section	32
Legal Subdivision	IDLEWILD ACRES SUB
Jurisdiction	CLARKE AL
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2042
Census Tract	957901

Owner

Source: Clarke County records · APN 3509323003057000

Assessment roll updated December 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 JAY CIR, JACKSON, AL 36545-2449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Deed Book / Page	1555 / 578
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE AL
Property Address	103 JAY CIR, JACKSON, AL 36545-2449
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001557/200
Date	Oct 19, 2021
Book Page	1557/200

Lender

Name	NEIGHBORS BANK
Type	Bank
Address	COLUMBIA, MO 65202

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Clarke County records · Assessment roll updated December 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Clarke County
Municipality	Jackson City
Unified School District	Clarke County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$415.00 (+53.14%)	$24,360 (+18.25%) Land $2,000 Building $22,360	$121,800 (+18.25%) Land $10,000 Building $111,800
2023		$20,600 Land $2,000 Building $18,600	$103,000 Land $10,000 Building $93,000
2019	$271.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 17, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 63 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JACKSON WATER WORKS & SEWER BOARD serves 11,715 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.