103 James St, England, AR 72046 Property Records

Lonoke County property record for 103 James St, England, AR 72046

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,180 sqft
Lot Size0.224 acres (9,775 sqft)
OwnerOwner Name on Record
Last Sale$45,000 (Mar 2009)
Tax Bill$1 (2024)
Deeds & MortgagesJul 2023 Mortgage
Sep 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN751-40114-000

Property Details

APN / Parcel Number

Primary APN751-40114-000
Alternative APN
  • 35200

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,180 sqft Living Area
1st Floor Area1,180 sqft
FlooringVinyl/Resilient

Exterior

Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,775 sqft (0.224 acres)
Lot Dimensions115 ft deep x 85 ft wide
Garage TypeCarport
CarportCarport
Carport Area312 sqft
DrivewayDriveway
Driveway Area473 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area76 sqft
Patio Area200 sqft
FenceFence
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address103 JAMES ST
CityENGLAND
StateAR
Zip72046-2304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:14 CITY/MUNI/TWP:ENGLAND SUBD:WESTGATE SEC/TWN/RNG/MER:SEC 15 TWN 02S RNG 09W
Legal Range09W
Legal Township02S
Legal Section15
Legal SubdivisionWESTGATE
Legal Lot Number14
JurisdictionLONOKE AR
Township / Civil DivisionGUM WOODS
Census Block Group3
Census Block3054
Census Tract20700

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address103 JAMES ST, ENGLAND, AR 72046-2304
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Sep 15, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 17, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2009 · Amount on Record
Deed SaleMar 17, 2009 · Amount on Record
Deed Document Number2009-002870
Deed Book / Page2009 / 02870
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address103 JAMES ST, ENGLAND, AR 72046-2304
Transaction TypeMortgage
Record UpdatedAug 11, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 JAMES ST, ENGLAND, AR 72046-2304

Mortgage

Document Number0000006430
DateJul 24, 2023
Book Page2023/6430
Instrument2023-06430
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term189 Months
DueApr 1, 2039

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address103 JAMES ST, ENGLAND, AR 72046-2304
Transaction TypeMortgage
Record UpdatedOct 7, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 JAMES ST, ENGLAND, AR 72046-2304

Mortgage

Document Number0000010937
DateSep 15, 2022
Book Page2022/10937
Instrument2022-10937
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term199 Months
DueApr 1, 2039

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address103 JAMES ST, ENGLAND, AR 72046-2304
Transaction TypeMortgage
Record UpdatedMar 9, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 JAMES ST, ENGLAND, AR 72046-2304

Mortgage

Document Number0000001977
DateFeb 17, 2022
Book Page2022/1977
Instrument2022-01977
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term206 Months
DueApr 1, 2039

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
MunicipalityEngland City
Unified School DistrictEngland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,760 (-) Land $1,200 Building $6,560
2024$1.00 (-95.83%)
2023$24.00 Homeowner's exemption$7,760 Land $1,200 Building $6,560$38,800 Land $6,000 Building $32,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.5% of Arkansas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemENGLAND WATERWORKS
serves 3,128 people · EPA ID AR0000341
Water SourceGroundwater
Last State InspectionMay 2024
Also Mapped HereGRAND PRAIRIE REGIONAL WATER

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Swyft Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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