103 James Ct, Summerville, SC 29486 Property Records

Berkeley County property record for 103 James Ct, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,900 sqft · built 1982
Lot Size	0.25 acres (10,895 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jan 2022)
Tax Bill	$2,083 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`222-13-01-055`

Property Details

APN / Parcel Number

Primary APN	`222-13-01-055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,900 sqft Finished Area
Gross Area	2,567 sqft
1st Floor Area	744 sqft
2nd Floor Area	1,156 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,895 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	336 sqft

Exterior Amenities

Porch	Patio
Porch Area	227 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Location & Zoning

Street Address	103 JAMES CT
City	SUMMERVILLE
State	SC
Zip	29486-1959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 590SPRINGLAKE VILLAGE (SANGAREE)
Legal Subdivision	SANGAREE (SPRINGLAKE VILLAGE)
Legal Block	G
Legal Lot Number	30
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2005
Census Tract	20715

Owner

103 James Ct is owned and occupied by an individual who bought it in January 2022.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	103 JAMES CT, SUMMERVILLE, SC 29486-1959
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 1, 2018	Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on File
Deed Sale	Jan 18, 2022 · Amount on File
Prior Sale	Mar 1, 2018 · Amount on File
Deed Document Number	20222162
Deed Book / Page	4119 / 123
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jan 18, 2022
Property Address	103 JAMES CT, SUMMERVILLE, SC 29486-1959
Document Number	04119/0123
Book / Page	4119 / 123
Map Reference	CAB D PG 14
Instrument Date	Dec 23, 2021
Instrument	2022002162
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$741.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 JAMES CT, SUMMERVILLE, SC 29486-1959

Mortgage

Document Number	2022002163
Date	Jan 18, 2022
Instrument	2022002163

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Mar 1, 2018
Property Address	103 JAMES CT, SUMMERVILLE, SC 29486-1959
Document Number	02685/0461
Book / Page	2685 / 0461
Map Reference	CAB D PG 14
Instrument Date	Feb 23, 2018
Instrument	2018006575
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 JAMES CT, SUMMERVILLE, SC 29486-1959

Mortgage

Document Number	2018006576
Date	Mar 1, 2018
Instrument	2018006576

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 103 James Ct was $2,083 with a homeowner's exemption, down 64.5% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,350 (+2,4%) Land $48,448 Building $283,902	$343,000 (-) Land $50,000 Building $293,000
2025	$2,083.00 (-64.51%)	$13,294 (-33.33%) Land $1,938 Building $11,356	$343,000 (-) Land $50,000 Building $293,000
2024	$5,869.00	$19,941 Land $2,907 Building $17,034	$343,000 Land $50,000 Building $293,000
2022	$5,589.00	$17,340 Land $2,880 Building $14,460	$289,000 Land $48,000 Building $241,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 James Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 James Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Home Telecom.

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