San Joaquin County property record for 103 J St, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,827 sqft · built 1989 |
| Lot Size | 0.14 acres (6,093 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Aug 2021) |
| Tax Bill | $6,963 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Apr 2017 Transfer + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-190-100-000 |
| Primary APN | 196-190-100-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,827 sqft Living Area |
| 1st Floor Area | 1,827 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Lot Area | 6,093 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 196-190-10 |
|---|---|
| Street Address | 103 J ST |
| City | LATHROP |
| State | CA |
| Zip | 95330-9487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAWN JAN-08-1993 FROM ORIGINAL APN 195-540-10 |
| Legal Subdivision | ROSEGATE TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5129 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 J ST, LATHROP, CA 95330-9487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 2, 2021 | Grant Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP |
| Apr 27, 2017 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Apr 27, 2017 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Apr 27, 2017 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on Record |
| Deed Sale | Aug 2, 2021 · Amount on Record |
| Prior Sale | Apr 27, 2017 · Amount on Record |
| Deed Document Number | 2021129178 |
| Prior Transfer Date | Apr 24, 2017 |
| Prior Transfer Doc | 0000047216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 2, 2021 |
| Property Address | 103 J ST, LATHROP, CA 95330-9487 |
| Document Number | 0000129178 |
| Map Reference | MB 28 PG 84 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021-129178 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 103 J ST, LATHROP, CA 95330-9487 |
| Document Number | 0000129179 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021-129179 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 27, 2017 |
| Property Address | 103 J ST, LATHROP, CA 95330-9487 |
| Document Number | 0000047216 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 47216 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2442 COLONY MANOR DR RIVERBANK CA 953672605, RIVERBANK, CA 95367-2605 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 27, 2017 |
| Property Address | 103 J ST, LATHROP, CA 95330-9487 |
| Document Number | 0000047219 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 47219 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 103 J ST LATHROP CA 953309487, LATHROP, CA 95330-9487 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 27, 2017 |
| Property Address | 103 J ST, LATHROP, CA 95330-9487 |
| Document Number | 0000047218 |
| Map Reference | MAP28 PG84 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 2017-047218 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 J ST, LATHROP, CA 95330-9487 |
| Document Number | 0000047220 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 2017-047220 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,963.00 (+0.94%) | ||
| 2025 | $6,898.00 (+4.59%) | $583,664 (+4.04%) Land $175,099 Building $408,565 | |
| 2023 | $6,595.00 (+1.48%) | $561,000 Land $168,300 Building $392,700 | $587,880 |
| 2022 | $6,499.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband.
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