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103 Ivy Ave, Sebring, FL 33870 Property Records

Highlands County property record for 103 Ivy Ave, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,205 sqft · built 1963
Lot Size0.313 acres (13,643 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Jun 2023)
Tax Bill$2,541 (2024)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC254803042600020

Property Details

APN / Parcel Number

Primary APNC254803042600020
Alternative APN
  • C-25-34-28-030-4260-0020

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,205 sqft Living Area
Gross Area1,529 sqft
1st Floor Area1,205 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1978
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area13,643 sqft (0.313 acres)
Lot Dimensions156 ft deep x 93 ft wide
Garage TypeAttached
Garage Area324 sqft
DrivewayAsphalt Driveway
Driveway Area2,950 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed/Unfinished Porch
Porch Area308 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address103 IVY AVE
CitySEBRING
StateFL
Zip33870-1969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionHIGHLAND TOWERS REVISED PB 5-PG 29 LOT 2 BLK 426
Legal Range28E
Legal Township34S
Legal Section25
Legal SubdivisionHIGHLAND TOWERS REV
Legal Block426
Legal Lot Number2
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2021
Census Tract960700

Owner

103 Ivy Ave is owned and occupied by two individuals who bought it in June 2023.

Source: Highlands County records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address103 IVY AVE, SEBRING, FL 33870-1969
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2023 · Amount on File
Deed SaleJun 1, 2023 · Amount on File
Prior SaleApr 24, 2015 · Amount on File
Deed Document Number20232153825
Deed Book / Page2978 / 1178
Prior Transfer DateFeb 3, 2006
Prior Transfer Doc0001378177
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJun 1, 2023
Property Address103 IVY AVE, SEBRING, FL 33870-1969
Document Number0002153825
Book / Page2978 / 1178
Map ReferenceMB 5 PG 29
Instrument DateMay 30, 2023
Instrument2153825
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 IVY AVE, SEBRING, FL 33870-1969

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 IVY AVE, SEBRING, FL 33870-1969

Mortgage

Document Number0029781180
DateJun 1, 2023
Instrument2978/1180
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$210,258 Land $14,090 Building $196,168$210,258 Land $14,090 Building $196,168
2024$2,541.00 (+242.45%)
2023$742.00 (+5.1%) Homeowner's exemption Senior Citizen's exemption$78,611 (+3%)$169,991 (+9.73%) Land $14,090 Building $155,901
2022$706.00 Homeowner's exemption Senior Citizen's exemption$76,321$154,917 Land $14,090 Building $140,827

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Ivy Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims5 (2017–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Ivy Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAGLE'S NEST ESTATES
public/private · serves 50 people · EPA ID FL5284114
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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