Black Hawk County property record for 103 Ivanhoe Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 3,165 sqft · built 1998 |
| Lot Size | 0.286 acres (12,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Apr 2023) |
| Tax Bill | $9,316 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit Dec 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-34-404-044 |
| Primary APN | 8913-34-404-044 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,165 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Basement Area | 1,424 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 1,424 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,450 sqft (0.286 acres) |
| Lot Dimensions | 166 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 46 sqft |
| Deck Area | 279 sqft |
| Patio Area | 264 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 103 IVANHOE RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-4207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH PROSPECT ADDITION LOT 20 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 34 |
| Legal Subdivision | SOUTH PROSPECT ADDITION |
| Legal Lot Number | 20 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 1400 |
Source: Black Hawk County records · APN 8913-34-404-044
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 IVANHOE RD, WATERLOO, IA 50701-4207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2017 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU |
| Dec 01, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK |
| Mar 01, 2022 | Deed of Trust, Mortgage · Line of Credit GREENSTATE CU |
| Apr 07, 2023 | Warranty Deed, Transfer · FHA Mortgage MIDWEST FAMILY LENDING CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2023 · Amount on Record |
| Deed Sale | Apr 07, 2023 · Amount on Record |
| Deed Document Number | 202313584 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 103 IVANHOE RD, WATERLOO, IA 50701-4207 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201700013186 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 2017-00013186 |
| Name | UNIVERSITY OF IOWA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 19, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 103 IVANHOE RD, WATERLOO, IA 50701-4207 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201800009482 |
|---|---|
| Date | Dec 01, 2017 |
| Instrument | 2018-00009482 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 30, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 103 IVANHOE RD, WATERLOO, IA 50701-4207 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202200017365 |
|---|---|
| Date | Mar 01, 2022 |
| Instrument | 202200017365 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 07, 2023 |
| Property Address | 103 IVANHOE RD, WATERLOO, IA 50701-4207 |
| Document Number | 202300013584 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 202300013584 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $631.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 IVANHOE RD, WATERLOO, IA 50701-4207 |
| Document Number | 202300013585 |
|---|---|
| Date | Apr 07, 2023 |
| Instrument | 202300013585 |
| Name | MIDWEST FAMILY LENDING CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | URBANDALE, IA 50322 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2053 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,316.00 | $516,840 (+20.45%) Land $31,500 Building $485,340 | $516,840 (+20.45%) Land $31,500 Building $485,340 |
| 2024 | $9,316.00 (+15.41%) | ||
| 2023 | $429,100 (+12.97%) Land $31,500 Building $397,600 | $429,100 (+12.97%) Land $31,500 Building $397,600 | |
| 2022 | $8,072.00 Homeowner's exemption | $379,830 Land $31,500 Building $348,330 | |
| 2021 | $379,830 Land $31,500 Building $348,330 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband.
Based on FCC filings for 359 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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