Mahoning County property record for 103 Island Dr, Poland, OH 44514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,428 sqft · built 1953 |
| Lot Size | 0.525 acres (22,869 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,234 (2024) |
| Deeds & Mortgages | Apr 2007 Reverse Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-001-0-138.00-0 |
| Primary APN | 36-001-0-138.00-0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| Attic | Attic |
| Attic Area | 416 sqft |
| Basement Area | 1,048 sqft |
| Game Room | Game Room |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 22,869 sqft (0.525 acres) |
| Lot Dimensions | 305 ft deep x 75 ft wide |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 232 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Street Address | 103 ISLAND DR |
|---|---|
| City | POLAND |
| State | OH |
| Zip | 44514-1604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 844 75 X 304 ISLAND DR |
| Legal Subdivision | POLAND VILLAGE REP |
| Legal Lot Number | 844 75 |
| Jurisdiction | MAHONING OH |
| Township / Civil Division | POLAND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 811200 |
Source: Mahoning County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2782 HIGHLAND AVE, POLAND, OH 44514-2441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2007 | Deed of Trust, Mortgage · Reverse Mortgage FINANCIAL FREEDOM SENIOR FUNDING CORP |
| Mar 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 15, 2024 |
| Transfer Doc | 06614/2488 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 103 ISLAND DR, YOUNGSTOWN, OH 44514-1604 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 103 ISLAND DR, POLAND, OH 44514-1604 |
| Document Number | 005690/005 |
|---|---|
| Date | Apr 25, 2007 |
| Book Page | 5690/005 |
| Instrument | 200700013253 |
| Name | FINANCIAL FREEDOM SENIOR FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30350 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1054 Months |
| Due | Feb 9, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Type Change Date | Jul 1, 2007 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 16.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MAHONING OH |
| Recording Date | Mar 15, 2024 |
| Property Address | 103 ISLAND DR, YOUNGSTOWN, OH 44514-1604 |
| Document Number | 06614/2488 |
| Book / Page | 6614 / 2488 |
| Map Reference | VOL 32 PG 69 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 202400004717 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2782 HIGHLAND AVE, POLAND, OH 44514-2441 |
| Document Number | 202400004718 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 202400004718 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2039 |
Source: Mahoning County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Mahoning County |
| County Subdivision | Poland Township |
| Municipality | Poland Village |
| Unified School District | Poland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,234.00 (-0.31%) Homeowner's exemption | $51,320 (-) Land $10,750 Building $40,570 | |
| 2023 | $2,241.00 (+32.68%) Homeowner's exemption | $51,320 (+40.22%) Land $10,750 Building $40,570 | $146,620 (+40.2%) Land $30,710 Building $115,910 |
| 2022 | $1,689.00 Homeowner's exemption | $36,600 Land $7,670 Building $28,930 | $104,580 Land $21,910 Building $82,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Armstrong Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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