103 Irish Settlement Rd, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 103 Irish Settlement Rd, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,775 sqft · built 1977
Lot Size	0.832 acres (36,250 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2020)
Tax Bill	$1,301 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094200 232.-3-22.3`

Property Details

APN / Parcel Number

Primary APN	`094200 232.-3-22.3`
Alternative APN	`420023200000030220030000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,775 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	725 sqft
Finished Basement	725 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1982
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	36,250 sqft (0.832 acres)
Lot Dimensions	250 ft deep x 145 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Shed	1 Shed
Canopy	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	103 IRISH SETTLEMENT RD
City	PLATTSBURGH
State	NY
Zip	12901-5826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	58 POP LOT #6 LECLAIR SUB
Legal Block	3
Legal Lot Number	22.003
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	2
Census Block	2016
Census Tract	102100

Owner

Source: Clinton County and Plattsburgh Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 IRISH SETTLEMENT RD, PLATTSBURGH, NY 12901-5826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage COMMUNITY BANK
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA
Jul 21, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Jun 20, 1996 · Amount on Record
Deed Document Number	2020308834
Prior Transfer Date	Jun 18, 1996
Prior Transfer Doc	0980000023
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Recording Date	Jul 14, 2026
Property Address	103 IRISH SETTLEMENT RD, PLATTSBURGH, NY 12901-5826
Document Number	0000351443
Instrument Date	Jun 16, 2026
Instrument	2026351443
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 IRISH SETTLEMENT RD, PLATTSBURGH, NY 12901-5826

Mortgage

Document Number	0000351443,
Date	Jul 14, 2026
Instrument	2026351443

Lender

Name	COMMUNITY BANK

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate	5.85%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	103 IRISH SETTLEMENT RD, PLATTSBURGH, NY 12901-5826
Document Number	0000308835
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 STETSON AVE #201 PLATTSBURGH NY 129011649, 201, PLATTSBURGH, NY 12901-1649

Mortgage

Document Number	0000308835
Date	Jul 21, 2020
Instrument	308835

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Jul 21, 2020
Property Address	103 IRISH SETTLEMENT RD, PLATTSBURGH, NY 12901-5826
Document Number	2020000308834
Instrument Date	Jul 16, 2020
Instrument	20200-00308834
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 STETSON AVE, PLATTSBURGH, NY 12901-1649

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,301.00	$173,400 (+33.38%) Land $29,200 Building $144,200	$183,400 (+19.95%) Land $30,884 Building $152,516
2023		$130,000 Land $27,400 Building $102,600	$152,900 Land $32,227 Building $120,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACK BROOK WD NO2 private · serves 81 people · EPA ID NY0900210
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Westelcom Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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