Frederick County property record for 103 Interlace Way, Stephenson, VA 22656
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,418 sqft · built 2021 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $404,920 (Mar 2021) |
| Tax Bill | $2,681 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44E15-11532 |
| Primary APN | 44E15-11532 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,418 sqft Living Area |
| Gross Area | 4,375 sqft |
| 1st Floor Area | 1,086 sqft |
| Basement Area | 634 sqft |
| Finished Basement | 634 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Terrain | Rolling |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8051607 |
|---|---|
| Street Address | 103 INTERLACE WAY |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-2090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SNOWDEN BRIDGE L1532 S15 |
| Legal Subdivision | SNOWDEN BRIDGE |
| Legal Lot Number | 1532 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 50100 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 INTERLACE WAY, STEPHENSON, VA 22656-2090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Mar 1, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Oct 8, 2020 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2021 · Amount on Record |
| Deed Sale | Mar 1, 2021 · Amount on Record |
| Prior Sale | Oct 8, 2020 · Amount on Record |
| Deed Document Number | 20213364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 103 INTERLACE WAY, STEPHENSON, VA 22656-2090 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000380 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 230000380 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Mar 1, 2021 |
| Property Address | 103 INTERLACE WAY, STEPHENSON, VA 22656-2090 |
| Document Number | 0000003364 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 210003364 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 INTERLACE WAY, STEPHENSON, VA 22656-2090 |
| Document Number | 0000003365 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 210003365 |
| Name | NVR MORTGAGE FINANCE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Oct 8, 2020 |
| Property Address | 103 INTERLACE WAY, STEPHENSON, VA 22656-2090 |
| Document Number | 0000014079 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 14079 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $97.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3926 PENDER DR #200 FAIRFAX VA 220300976, 200, FAIRFAX, VA 22030-0976 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,681.00 (+10.42%) | $505,900 Land $93,000 Building $412,900 | $505,900 Land $93,000 Building $412,900 |
| 2025 | $2,428.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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